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San Jose Pawn Shop Services

The process of obtaining a short-term pawn loan from R&J is simple, discreet and absolutely secure.

 — “Our Focus is to help our local community meet their day to day cash needs through Collateral Pawn Loans”  We offer a low cost alternative for anyone who would like an immediate cash loan today. Your own valuables act as the collateral for your loan. Call or text us today to speak with one of our highly trained pawnbrokers. —

We’re licensed and bonded, which means that when you do business with us, you get peace of mind in the process.

How Our Loan Process Works

At R&J Jewelry and Loan, we make it easy to get cash loans in San Jose, CA, allowing you to get the money you need quickly. Our friendly team of pawnbrokers are here to serve you and answer any questions you might have. Here’s what to expect when you get a loan from us:

  • You bring us your item of value
  • One of our expert pawnbrokers will evaluate your item and determine the loan amount we can approve for you.
  • We authenticate, verify, and test your item
  • We draw up and have you complete all necessary paperwork for the transaction, and you leave with cash
  • You’ll have four months to pay back or renew your loan for more time

Low-Interest Loans

We’ll give you an instant loan in cash between the amounts of $5 to $500,000 with 4 months to pay, based on any personal property you’re able to leave with us during your repayment period. If you need money quick, simply stop in with your valuables. You retain ownership of your property after we appraise it, and if you need a loan, we will hand you the one—in cash—for the amount your property is worth. Click here to learn more about our cash loans.

We also offer the opportunity to skip the bank when you’re seeking loans for real estate. Why risk your credit rating with a mortgage through a bank when you can leave your property as collateral and get an instant cash loan for real estate purposes. For more information, click here.

When you have luxury items to borrow on and you need a sizable loan—for example, a small business loan—come in and talk to us about your options based on the value of your collateral. Learn more here.

These are some items we buy, sell or loan against

Watches and jewelry: We buy and sell fine watches and a wide selection of fine jewelry. From Rolex, Hublot, Tag Heuer, Omega, Cartier, Tiffany, and more, we appraise many, many brands and styles of fine timepieces. We take so many watches, we can’t list them all here, so bring in your watches (in good condition) and our expert associates will give them a fair and honest appraisal.

  • Gold
  • Coins
  • Diamonds
  • Watches
  • Rolex
  • Class rings
  • Necklaces
  • Earrings
  • Sports rings
  • Gold and silver bullion
  • Handbags
  • Purses and accessories
  • Tiffany & Co. brand jewelry and watches
  • Gucci
  • Chanel
  • Louis Vuitton
  • Hermes
  • Prada
  • Cartier jewelry
  • Pens
  • Watches
  • Silver flatware

Buy and Sell Jewelry, Diamonds, Gold, and More!

Call R&J Jewelry and Loan to learn more about our selection of jewelry, diamonds, wedding rings, and more for sale, as well as our full list of what you can buy, sell, and borrow on. If you need money or luxury items, don’t wait! For a list of what we buy and sell, click here.

To learn more, call us or stop in today!

Get Cash When You Need It Most