San Jose Pawn Shop Services

At R & J Jewelry and Loan, we are your one-stop local pawn shop. Aside from buying and trading for jewelry, electronics, musical instruments, and more, we give you the opportunity to access low-interest loans with generous repayment terms without having to mess with the hassle presented by the bank.

We’re licensed and bonded, which means that when you do business with us, you get peace of mind in the process. Here are some of our services and how they can benefit you when you need to trade in your property or get money fast.

Low-interest loans

We’ll give you an instant loan in cash between the amounts of $5 to $250,000 with 4 months to pay, based on any personal property you’re able to leave with us during your repayment period. If you need money quick, simply stop in with your valuables. You retain ownership of your property after we appraise it, and if you need a loan, we will hand you one—in cash—for the amount your property is worth. Click here to learn more about our cash loans.

We also offer the opportunity to skip the bank when you’re seeking loans for real estate. Why risk your credit rating with a mortgage through a bank when you can leave your property as collateral and get an instant cash loan for real estate purposes. For more information, click here.

When you have luxury items to borrow on and you need a sizable loan—for example, a small business loan—come in and talk to us about your options based on the value of your collateral. Learn more here.

What do we buy, sell, and trade?

Whether you need a loan, a quick cash infusion, or a trade-in, R&J Jewelry and Loan has the best selection and offers in property that we’ll buy and sell. Our appraisals are fair and honest, and may be higher than other stores. Here are some of the items we deal in:

Watches and jewelry: We buy and sell fine watches and a wide selection of fine jewelry. From Rolex, Hublot, Tag Heuer, Omega, Cartier, Tiffany, and more, we appraise many, many brands and styles of fine timepieces. We take so many watches, we can’t list them all here, so bring in your watches (in good condition) and our expert associates will give them a fair and honest appraisal.

Musical instruments and audio equipment: We buy and sell multiple brands and styles of guitars and other musical instruments, as well as audio equipment like amps and sound control and production equipment. We have an audio expert on staff to ensure the equipment you’re bringing in and shopping for is cared for correctly.

-We buy and sell electronics, including video game consoles, televisions, computers, laptops, and more, as long as they’re relatively new and still in good condition. Bring your electronic equipment down to R&J Jewelry and Loan and have them appraised.

Buy and sell jewelry, diamonds, gold, and more!

Call R&J Jewelry and Loan to learn more about our selection of jewelry, diamonds, wedding rings, and more for sale, as well as our full list of what you can buy, sell, and borrow on. If you need money or luxury items, don’t wait! For a list of what we buy and sell, click here.

To learn more, call us or stop in today!

Come To R&J Jewelry

  • Conveniently Located Downtown San Jose
  • Larger Payouts Than Any Other Shop
  • In Business Since 1978
  • Friendly & Knowledgeable Staff
  • Lowest Jewelry Prices In The Bay Area