We offer a low cost alternative for anyone who would like an immediate cash loan today. Your own valuables act as the collateral for your loan. We are a licensed and bonded pawn shop, which means that when you do business with us, you get peace of mind in the process.
HOW OUR PAWN LOAN PROCESS WORKS
At R & J Jewelry & Loan, we make it easy to get cash loans in San Jose, CA, allowing you to get the money you need quickly. Our friendly team of pawnbrokers are here to serve you and answer any questions you might have. Here’s what to expect when you get a loan from us:
You bring us your item of value
One of our expert pawnbrokers will evaluate your item and determine the loan amount we can approve for you.
We authenticate, verify, and test your item
We draw up and have you complete all necessary paperwork for the transaction, and you leave with cash
You’ll have four months to pay back or renew your loan for more time
We’ll give you an instant loan in cash between the amounts of $5 to $500,000 with 4 months to pay, based on any personal property you’re able to leave with us during your repayment period. If you need money quickly, simply stop in with your valuables. You retain ownership of your property after we appraise it, and if you need a loan, we will hand you the one—in cash—for the amount your property is worth.
2500-500k loan available leveraging the collateral you already own. We offer the opportunity to skip the bank when you’re seeking high-dollar loans up to 500k for luxury items in San Jose, CA. Why risk your credit rating with a mortgage through a bank when you can leave your property as collateral and get an instant cash loan.
A timepiece is more than just an instrument for telling time, it says something about its owner without saying a word. We pay cash on almost any watch that is in good condition. Bring your watch in to sell or loan and let us make you a fair offer.