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Helping our San Jose community with CASH LOANS

— since 1978 —

Phone: (408) 295-3610

Our Focus is on Helping Our Community

It can happen to anyone.  An unexpected expense or sudden job loss can leave you scrambling for cash to pay your monthly bills.  If you’re short on money and need a loan now to cover your expenses, R&J Jewelry and Loan is here to help you. At our shop, you can use your valuables to secure a cash loan or you can even choose to sell these items to us. Either way, you’ll get money quick, so you have the funds you need to pay rent, utility bills, or whatever other expenses you have.
We pride ourselves on being the nicest shop with the friendliest staff, offering cash loans in San Jose, CA. We even offer services in Spanish. Our loans are low interest, and you’ll have four full months to pay back the balance. Whatever your situation, we are here to help. Our focus is to help our community with their cash needs through low-cost pawn loans. We are also a full-service retail shop selling luxury jewelry, watches, and handbags. Stop by our shop or call us today to get more information.

Our Services

Instant Cash Loans

Borrow against or sell your valuables to get instant cash.

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Luxury Watches and Jewelry

Buy, sell, or trade your luxury accessories with our onsite appraisers.

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Specializing in High-Dollar Loans

— Up to 500k wired to your account within 24hrs —

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Upscale Handbags

Shop our selection of designer bags or bring yours into our shop to sell.

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How Our Loan Process Works

At R&J Jewelry and Loan, we make it easy to get cash loans in San Jose, CA, allowing you to get the money you need quickly. Our friendly staff is here to serve you and answer any questions you might have. Here’s what to expect when you get a loan from us:

  • You bring us your item of value
  • One of our expert pawnbrokers will take a look at your item and determine the loan amount we can approve for you.
  • We authenticate, verify, and test your item
  • We draw up a contract for the transaction and hand you your cash and receipt
  • You’ll have four months to pay back or renew your loan for more time
Luxury Jewelry diamond and pink topaz ring with reflection on black background

Advantages of Getting a Cash Loan from Us

When it comes to getting a cash loan in San Jose, CA, you can’t trust just anyone. Many agreements have a fine print or high rates that make it difficult to pay back the amount due. Serving the San Jose and Bay Area since 1978, R&J Jewelry and Loan keeps things simple and affordable. We’re focused on helping our community through our loans, and we’ll do whatever we can to help you. Partnering with us for your loan will come with all of the following advantages:

  • No credit is required
  • Services are confidential
  • You get cash instantly
  • You retain ownership of your valuables
  • The process is quick and easy
  • Interest rates are low

Items Accepted for Loans or Purchase

You may be wondering what type of items you can bring into our store to sell or to use as collateral in a cash loan. We’ve compiled a list of some of the most popular items we accept at our store, but this isn’t an all-encompassing list. If you have a question about a specific item you’d like to sell, please feel free to contact us. As a reference, we accept all of the following items:

  • Gold
  • Coins
  • Diamonds
  • Watches
  • Rolex
  • Class rings
  • Necklaces
  • Earrings
  • Sports rings
  • Gold and silver bullion
  • Handbags
  • Purses and accessories
  • Tiffany & Co. brand jewelry and watches
  • Gucci
  • Chanel
  • Louis Vuitton
  • Hermes
  • Prada
  • Cartier jewelry
  • Pens
  • Watches
  • Silver flatware

Every Item is Thoroughly Inspected by Our Expert Staff

At R&J Jewelry and Loan, we have a team of qualified staff to get you the best deal for your valuable items. Whether you’re looking to borrow against or sell your items, we’ll find you the best option. You owe it to yourself to come in and see us for a fair and free appraisal. Our team includes a GIA graduate gemologist, a GIA-certified diamond appraiser and buyer, and a Rolex watch buyer to ensure that we get you top dollar by assessing the value of your items correctly. This is also an advantage for anyone who purchases items from our jewelry or accessories shop, as it gives you more confidence in your purchase. Our experts have thoroughly inspected every item we sell to verify their authenticity and value. Stop by and see us today, either for a loan or to browse our shop.

Gold ring with diamonds and a measuring instrument, the value of jewelry

R & J Jewelry and Loan

 1775 Story Rd, Suite 115
San Jose, CA 95122

 (408) 295-3610

 Mon to Fri : 9:30 AM – 6:00 PM
 Saturday: 9:30 AM – 4:00 PM
 Sunday: 11:00 AM – 4:00 PM

R & J Jewelry and Loan

 1775 Story Rd Sui 115
San Jose, CA 95122

 (408) 295-3610

Hours of Operation
 Monday: 9:30 AM – 6:00 PM
 Tuesday: 9:30 AM – 6:00 PM
 Wednesday: 9:30 AM – 6:00 PM
 Thursday: 9:30 AM – 6:00 PM
 Friday: 9:30 AM – 6:00 PM
 Saturday: 9:30 AM – 4:00 PM
 Sunday: 11:00 AM – 4:00 PM

R & J Jewelry and loan