Unlock the Hidden Value in Your Jewelry: How R&J Jewelry & Loan Is Your Trusted Gold & Gem Expert

Hidden value

This fall, it’s time to rediscover what’s hiding in your jewelry box. Pieces you once loved, items you’ve inherited, or jewelry that’s fallen out of style could be worth more than you realize. At R&J Jewelry & Loan in San Jose, CA, the team of expert jewelers and gemologists specializes in helping people uncover hidden value in their belongings. Whether you’re considering selling, seeking a loan, or simply wanting to restore a treasured piece, R&J has been the community’s trusted partner since 1978.

Hidden value

Gemology Meets Genuine Care

What makes R&J Jewelry & Loan stand out is their commitment to both expertise and honesty. With a GIA-certified gemologist on staff, evaluations go far beyond surface-level guesses. Every diamond, gemstone, or piece of estate jewelry is examined with precision. The gemologist considers cut, clarity, color, and carat weight, along with craftsmanship and history.

That means you don’t just get a number pulled from thin air—you get a thoughtful evaluation grounded in real knowledge and care. Customers leave with the confidence that their jewelry was respected and properly valued.

This is especially important for family heirlooms or estate jewelry. These pieces often hold emotional significance in addition to financial value. At R&J, both aspects are considered. Their evaluations aren’t just about the weight of the gold or the sparkle of a diamond; they also account for uniqueness, design, and history.

A Transparent Process from Start to Finish

One of the most stressful parts of selling or pawning jewelry is wondering whether you’re being treated fairly. R&J Jewelry & Loan makes the process clear, open, and easy to follow.

  • Gold purity tests are done on-site, so you know exactly what you have.

  • Spot pricing and market conditions are factored in, so you can see how your offer is calculated.

  • Transparent conversations explain what adds value to your piece—whether it’s gemstone quality, rarity, or the reputation of the designer.

This straightforward approach ensures that customers walk away with peace of mind, not second-guessing their decision.

GIA Certified Diamonds

Quick Cash When You Need It

Sometimes, life throws curveballs, and financial flexibility becomes a priority. That’s where R&J’s services really shine.

If you have unwanted or broken gold jewelry, R&J will make you an offer based on purity and weight. Even small items—like single earrings, broken chains, or out-of-fashion rings—can add up to significant cash.

And if you’re not ready to part with something permanently, there’s another option: pawn loans.

Pawn Loans: Secure, Fast, and Confidential

A pawn loan is a short-term loan where you use an item of value—like jewelry, gold, or watches—as collateral. At R&J Jewelry & Loan, this process is simple, discreet, and secure.

Here’s how it works:

  1. You bring in your item for evaluation.

  2. R&J offers a loan amount based on its value.

  3. You receive cash immediately, and the item is safely stored.

  4. Once you repay the loan, you get your piece back.

It’s an excellent solution for people who need fast access to money but don’t want to sell a beloved item outright. Unlike traditional loans, there are no credit checks, no invasive questions, and no long waiting periods. Everything is handled with privacy and professionalism.

watches

Beyond Gold: Estate Jewelry and Luxury Items

While gold and diamonds are common choices for selling or pawning, R&J Jewelry & Loan welcomes a wide range of valuables.

  • Estate jewelry: Vintage rings, antique necklaces, or unique family heirlooms are evaluated with care, factoring in both precious materials and craftsmanship.

  • Designer handbags: High-end brands like Louis Vuitton, Chanel, and Gucci can be turned into instant cash if they no longer fit your style.

  • Luxury watches: From Rolex to Tag Heuer, timepieces are carefully assessed for authenticity, condition, and market value.

By accepting more than just jewelry, R&J gives customers greater flexibility in how they unlock the value of their personal assets.

Repair and Restoration Services

Not every piece brought into R&J is destined to be sold or pawned. Sometimes, a treasured ring simply needs resizing, or a favorite necklace has a broken clasp. The jewelers at R&J specialize in repairs, cleanings, and even customizations.

A piece that looks dull or damaged can be transformed, bringing back its original sparkle. This not only restores beauty but can also increase the piece’s value, should you ever decide to sell it in the future.

A Family Legacy of Trust

Founded in 1978, R&J Jewelry & Loan has deep roots in the San Jose community. As a family-operated business, integrity and trust are central to their philosophy. Over the decades, they’ve built lasting relationships with generations of customers who rely on them not just for transactions, but for ongoing care and service.

Their reputation rests on:

  • Fair and accurate evaluations

  • Clear communication

  • Commitment to confidentiality

  • Respect for every customer and every item

This combination of professionalism and genuine human connection makes R&J much more than just a pawn shop—it makes them a valued community partner.

Real Stories, Real Value

Imagine Sarah, who inherited a 14k gold ring. It wasn’t her style, but she wasn’t ready to let go of it. She took it to R&J, where the gemologist confirmed its purity and explained its value. Sarah decided on a pawn loan, giving her quick access to cash while keeping the ring safe. A few weeks later, she repaid the loan and had her heirloom back in her hands.

Or consider John, who owned a Rolex watch he no longer wore. When unexpected expenses came up, he brought it in. After a fair evaluation, he received a loan that carried him through the month. The process was private, stress-free, and gave him control over his own assets.

These stories reflect the heart of R&J’s mission: helping people use what they already own to create financial breathing room.

hidden value items

Why Choose R&J Jewelry & Loan?

Customers who walk through the doors of R&J quickly learn that it’s not just about buying and selling. It’s about building trust and providing options. Here’s what sets them apart:

  • Expert gemologists and jewelers who offer knowledge-backed evaluations

  • Transparent and fair offers, grounded in real market data

  • Confidential pawn loans, free from credit checks and unnecessary hurdles

  • Repair and appraisal services, keeping your jewelry in top shape

  • A wide range of accepted items, from gold and diamonds to luxury watches and handbags

  • Decades of trusted service as a family-run, licensed business

Wrapping It Up: Your Jewelry, Your Options

This fall is the perfect time to take a fresh look at your jewelry box. Whether you’re downsizing, need quick access to cash, or simply want to breathe new life into old pieces, R&J Jewelry & Loan is here to help.

From expert evaluations and repair services to pawn loans and gold buying, they offer a complete suite of services designed with care, transparency, and integrity. For over four decades, San Jose locals have trusted R&J as more than a pawn shop—they’ve trusted them as partners in turning valuables into opportunities.

Your jewelry holds stories, history, and value. With R&J Jewelry & Loan, you can unlock that value while knowing you’re in the hands of true professionals.

Platinum vs Gold: Choose the Perfect Metal for Your Jewelry

Platinum vs gold

Deciding between platinum vs gold for your jewelry? This guide will help you compare their durability, cost, color, and maintenance, so you can make an informed decision. For more detailed insights, visit our blog.

Key Takeaways

  • Platinum offers higher purity and durability than gold, making it ideal for engagement rings and frequently worn jewelry.

  • Gold provides versatility in color and design but may require more maintenance due to its tendency to scratch and lose plating.

  • Platinum is hypoallergenic, making it suitable for those with sensitive skin, while gold can cause reactions depending on its alloy composition.

Understanding Platinum and Gold

platinum vs gold

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Both platinum and gold are highly desirable for crafting exquisite jewelry, each possessing unique characteristics. Notably, platinum is distinguished by its exceptional purity level—it comprises at least 95% pure metal—making it one of the most refined and rare precious metals available on the market. Its significant purity contributes to its hypoallergenic nature and ensures that it retains its natural color without needing additional plating.

In contrast to platinum’s single hue, gold in its inherent yellow form can be blended with other metals to create a spectrum of colors such as rose or white gold. This adaptability allows consumers a range of aesthetic choices from the traditional allure of yellow gold jewelry to the contemporary sophistication associated with white gold pieces. The composition of most gold jewelry falls into categories like 14K or 18K, translating into purity ranging from 58.5% up to 75%.

As time passes, platinum acquires a patina which bestows upon it an esteemed vintage charm. Conversely, gold maintains consistency in its original sheen throughout time’s passage. Such naturally occurring patina on platinum enriches personal accessories with an added touch reflecting their storied past and genuine quality.

Durability and Strength

Platinum, known for its substantial density, typically surpasses gold in resilience and robustness. This increased resistance to wear comes into play as platinum engagement rings are usually crafted with 95% pure metal. 14k gold only has a purity of 58.5%, making it less sturdy over time.

When considering the occurrence of scratches, platinum’s remarkable trait is that instead of losing material when scratched, the metal merely shifts from one spot to another without diminishing in volume. Although more susceptible to scratching due to its soft nature than 14k gold, those marks on platinum tend not to be as evident because there’s no actual loss of metal. Conversely, white gold does lose material upon being scratched, which can result in gradual deterioration.

The durability inherent in platinum makes it an exceptional choice for settings meant to firmly hold gems—often giving rise to a preference for this material in crafting engagement rings and other pieces worn regularly. The enduring quality of platinum reduces the necessity for periodic re-plating that white gold requires. Thus presenting itself as an economically sound option over longer periods.

Color and Shine

The selection of metal for your jewelry significantly depends on its color and luster. Platinum is recognized for its enduring silver-gray shade, which stays true without the need for plating. As platinum ages, it acquires a patina that can lessen some of its original gleam but also lends distinctive charm.

In contrast, gold comes in various colors such as yellow, white, and rose gold. Each offers a unique visual appeal. Yellow gold retains a warm and timeless appearance with continued use whereas white gold often receives rhodium plating to achieve a shiny look akin to mirror reflection. Nevertheless, this outer layer may fade over time, exposing an underlying yellowish hue which necessitates upkeep to keep up the luminosity.

Both metals—platinum and white gold—are excellent at reflecting light making them ideal backdrops especially for precious gemstones like diamonds or emeralds. These metals amplify the inherent allure of these stones, allowing their splendor to radiate impressively in any piece they are set into.

Cost Considerations

Understanding the price variance between platinum and gold is essential when considering a jewelry purchase. Platinum’s scarcity is due to platinum’s scarcity. Gold typically results in it being more expensive on average. Rings made of platinum often consist of 95% pure metal, contributing to their heftier weight and higher cost than those crafted with metals like 14k or 18k gold.

Due to its greater density, platinum is approximately two-thirds heavier than 14k white gold, which contributes to the increased expense incurred by jewelers. For an ordinary ring, you might see a price discrepancy ranging from $500 to $800 favoring platinum over gold, primarily due to its superior purity and mass. Despite this investment’s magnitude, many customers deem the expenditure justified because of benefits such as durability and hypoallergenic qualities that come with platinum.

It’s prudent for prospective buyers working within a budget framework not only to acknowledge these cost discrepancies but also thoroughly investigate all financing options at hand. By doing so, one can spread out the financial impact across a period while making certain that both personal taste and monetary capacity are harmoniously aligned in their choice of ornamentation. Additionally, many retailers offer free shipping on all orders, enhancing the overall value of the purchase experience. Visit our store to explore more about pricing and options for platinum and gold jewelry.

Hypoallergenic Properties

Individuals with sensitive skin must carefully consider the hypoallergenic nature of metals when choosing jewelry. Platinum is renowned for being gentle on the skin, as it lacks common allergens such as nickel that often lead to irritation.

In contrast, gold can occasionally provoke allergic reactions because its alloy may include elements like nickel. Lower karat gold in particular has a greater proportion of mixed metals and thus poses a higher risk for those who suffer from metal allergies. Selecting hypoallergenic pieces is crucial to prevent discomfort and adverse skin reactions.

Choosing platinum ensures peace of mind regarding dermal sensitivities, making it an exceptional choice for daily-worn accessories, notably engagement rings and wedding bands, which are meant to be worn continuously without causing any irritation or discomfort.

Maintenance and Care

To ensure the sustained beauty and longevity of your jewelry, it’s vital to provide appropriate care and maintenance. Soaking platinum pieces in a solution of warm soapy water followed by gentle scrubbing with a soft-bristle brush can help retain their shine. To keep its radiance intact, have your platinum jewelry professionally polished at least once per year.

The way you store platinum accessories is equally important for their preservation. Secure them individually in plush cloth bags or within compartments of a velvet-lined jewel case to avoid scratches from contact with other items. Also, be mindful not to expose your platinum treasures to potent chemicals such as bleach or chlorine since these substances can gradually deteriorate the metal.

In contrast, white gold needs frequent re-plating sessions because it relies on rhodium finishes for its lustrous sheen—a finish that may diminish over time revealing the underlying yellow hue. Despite initial gleam superiority, white gold necessitates more attention and upkeep efforts if one wishes to prolong its sparkle over time.

Popular Uses in Jewelry

Platinum and gold are both highly sought-after materials for crafting jewelry, each having attributes that lend themselves well to different kinds of items. Platinum’s robustness makes it the ideal metal for engagement rings and wedding bands. Its strength ensures a secure setting for diamonds, offering peace of mind that these precious gems will remain intact.

Gold is known for its pliability and comes in an array of shades, making it especially suitable for designing bracelets and exquisite timepieces. Yellow gold stands out as a traditional selection across various jewelry types due to its enduring charm. Regardless of whether it’s yellow, white or rose tinted, solid gold is valued not just for its aesthetic appeal but also because it can suit diverse styles.

Both platinum and gold hold prominence when used as settings for diamonds or other valuable stones within assorted jewelry pieces. Popular sellers often highlight these materials in their curated lists of best-selling items, reflecting the preferences of a large customer audience. The decision between choosing platinum or gold could be influenced by what you prioritize aesthetically or functionally when selecting something special like an engagement ring, wedding band or another fine piece fit for daily wear. Visit our store to explore the different types of platinum and gold jewelry available.

Financing Options

When contemplating a substantial purchase of jewelry, investigating financing alternatives can facilitate breaking down the investment into more digestible payments. At R&J Jewelry & Loan, patrons have the opportunity to secure short-term pawn loans by pledging their valuable belongings as security. This arrangement offers competitive low-interest rates and delivers rapid access to capital while permitting clients to maintain possession of their assets.

With collateral-based pawn loans varying from $5 to half a million dollars at R&J, there’s an extensive range of financial accommodations available that aid customers in managing their budgets effectively. Such options enable them to select an ideal piece—be it for an engagement or a unique present—without overextending financially.

For those who seek out opulent jewelry items, R&J Jewelry and Loan prides itself on its selection of premier quality pieces. Leveraging these accessible financing solutions allows you not only to indulge in the splendor and superior artisanship associated with fine jewelry, but also ensures your fiscal well-being remains intact.

Customer Testimonials

Client endorsements underscore the exceptional quality and service provided by R&J Jewelry and Loan. Patrons frequently commend the outstanding assistance and expertise of the staff, which enhances their retail experience with valuable knowledge. Loyal customers are especially grateful for the individualized care they receive, ensuring each purchase is a gratifying encounter.

Numerous patrons express their adoration for both the high-caliber jewelry collection and customer-centric approach at R&J. Many customers absolutely love the attention to detail in catering to personal tastes, ensuring that every patron feels appreciated and heard during their shopping journey. Such meticulous consideration makes every trip to R&J an unforgettable one, solidifying its reputation as a go-to venue for exquisite jewelry finds.

Positive reflections from shoppers about their experiences with R&J Jewelry and Loan boost confidence among prospective buyers contemplating where to shop. Whether on a quest for an ideal gift or treating oneself, glowing recommendations from contented clients point you toward making well-informed decisions—enhanced decisions. By perks like complimentary shipping options. Visit our store to experience the exceptional service and quality jewelry that customers rave about.

R&J Jewelry and Loan, San Jose, CA

R&J Jewelry and Loan in San Jose, CA, is renowned for its expertise in jewelry repair, valuation, and offering a diverse selection of platinum and gold jewelry at prices better than traditional retail. Platinum and gold are both highly sought-after materials, each with unique qualities that make them ideal for different types of fine jewelry. Platinum is known for its durability and strength, making it the perfect choice for engagement rings and wedding bands. Its robustness ensures that diamonds and other precious stones remain securely set, providing long-term peace of mind. On the other hand, gold is highly versatile and available in various shades, including yellow, white, and rose, allowing for a range of stylish designs. Whether you are looking for a timeless yellow gold bracelet or a sleek white gold watch, R&J Jewelry and Loan offers an extensive collection to cater to every preference.

In addition to its impressive selection, R&J Jewelry and Loan provides customers with exceptional value and expert guidance. Their in-house specialists ensure that every piece is properly appraised, giving buyers confidence in their investment. Whether you prefer the modern elegance of platinum or the classic allure of gold, R&J’s knowledgeable staff can help you choose the perfect piece to match your style and budget. Plus, with their competitive pricing, customers can enjoy luxury jewelry without the hefty retail markup. Visit R&J Jewelry and Loan today to explore their stunning collection and experience firsthand the expertise and quality that set them apart.

watches

Choosing between platinum and gold for your jewelry ultimately depends on your personal preferences and needs. Platinum offers superior durability, hypoallergenic properties, and a unique patina that many find appealing. Gold, with its variety of hues and classic appeal, provides versatility and timeless beauty.

Both metals have their own strengths and applications, from engagement rings and wedding bands to bracelets and fine watches. Understanding the differences in durability, color, cost, and maintenance can help you make an informed decision that aligns with your lifestyle and budget.

In the end, the perfect metal for your jewelry is the one that resonates with you the most. Whether you choose the enduring elegance of platinum or the versatile charm of gold, your jewelry will be a treasured piece for years to come. Visit our store for personalized assistance in choosing between platinum and gold.

Frequently Asked Questions

What makes platinum more durable than gold?

Platinum is more durable than gold due to its higher density and ability to retain volume without losing material when scratched, ensuring greater longevity and resistance to wear.

How does the cost of platinum compare to gold?

Platinum is typically more expensive than gold because of its greater purity, rarity, and weight, with price differences that can range from $500 to $800 for typical jewelry items.

Why is platinum considered hypoallergenic?

Platinum is considered hypoallergenic due to its high purity, typically containing at least 95% pure metal, which minimizes the risk of allergic reactions that are often triggered by metals like nickel.

This makes it an excellent choice for those with sensitive skin.

What are some popular uses of gold in jewelry?

Gold is widely popular in jewelry for crafting engagement rings, wedding bands, bracelets, and fine watches, valued for its malleability and aesthetic beauty.

Explore the timeless appeal of gold, which continues to make it a favorite choice for various jewelry pieces.

What financing options are available at R&J Jewelry & Loan?

R&J Jewelry & Loan provides short-term pawn loans where customers can leverage their valuables as collateral, with loan amounts varying from $5 to $500,000.

This flexibility allows you to secure the funds you need based on your items’ value.

Transform Your Treasures: How We Buy Diamonds and Gold for Instant Cash

Trusted Gold Buyer

Are you looking to sell diamonds and gold, but uncertain where to get money to start? Say no more. R&J Jewelry and Loan provides an honest and efficient way to turn your valuable jewelry into cash. We buy diamonds and gold, and this blog outlines the straightforward process, giving you the knowledge to sell with confidence, assured of transparent valuations and immediate payment.

Key Takeaways

  • R&J Jewelry and Loan is a reputable source for instant cash loans, using items like gold and diamonds as collateral, and is backed by trained and experienced staff, including a GIA trained gemologist.

  • They offer a meticulous evaluation process for diamonds and gold, ensuring customers receive a fair and competitive offer, based on carat weight, clarity, color, gold purity, and current market conditions.

  • Apart from buying, customers can sell or consign their valuable items for cash, with consignment offering professional marketing, potentially leading to higher returns than instant selling.

R&J Jewelry and Loan: Your Trusted Diamond and Gold Buyers

Established in 1978, R&J Jewelry and Loan has become a pillar of dependability within the local community. Central to their philosophy is to provide assistance through collateral pawn loans, allowing those facing immediate financial pressures to access necessary cash. This establishment doesn’t just conduct transactions—it serves as an essential lifeline for individuals navigating tough periods.

R&J Jewelry and Loan distinguishes itself with its proficiency in handling diamonds and gold. They offer specialized services for customers looking to convert unwanted diamond rings or inherited gold jewelry into cash, thanks to a team adept at valuing such precious items.

Our History and Mission

watches

R&J Jewelry and Loan has a long-standing tradition of serving the local community. The business was founded on a simple yet powerful idea: to help locals meet their cash needs through collateral pawn loans. Over the years, they’ve provided low-cost alternatives for immediate cash loans, using customers’ valuables as collateral, and have become a lifeline for many facing unforeseen expenses, job loss, or monthly bill challenges.

Proudly family owned and operated, R&J Jewelry and Loan brings commitment and discipline to its business operations. This dedication to service and community support has made them a key player in the pawn shop industry and a trusted local consignment store for all things diamonds and gold.

Expert Staff

The success of a business depends on the caliber of its team, and R&J Jewelry and Loan exemplifies this truth. Their experts constantly hon their skills to maintain high levels of knowledge in the industry. Integral to their staff is a gemologist with GIA certification who brings extensive experience, guaranteeing that customers receive equitable and attractive proposals for their jewelry.

Expertise alone isn’t what sets them apart. The personnel at R&J Jewelry and Loan also offer thorough counsel about both jewelry aspects and loan processes to clients. They enrich their proficiency through interactive conversations, helping clients stay abreast of evolving norms and methods within the sector.

Through an unwavering dedication to perpetual education combined with outstanding attention to customer care, R&J Jewelry and Loan has cemented itself as your reliable ally, whether you’re in the market for acquiring or offloading diamond-embellished pieces or gold items.

Evaluating Your Diamonds and Gold

we buy diamonds & gold

Grasping the value of your diamonds and gold is crucial. At R&J Jewelry and Loan, our appraisal method emphasizes aspects such as carat weight, quality, and state to guarantee that customers get an equitable evaluation grounded in the inherent value emanating from the precious metals and stones.

Valuation extends beyond mere raw materials. Depending on how a purchaser appraises them, patrons might obtain a modest surplus above their diamonds’ and gold’s fundamental value. This indicates you have the opportunity to depart with a sum exceeding merely what your items are worth in their unprocessed form.

Diamond Evaluation

Lab Grown Diamonds

The valuation of diamonds begins with the determination of their carat weight, which is indicative of their size. It’s the cut that holds paramount importance in defining a diamond’s quality, as it influences how well the stone can reflect light and exhibit brilliance.

Each diamond goes through a scrutiny for clarity to spot any blemishes or internal features called inclusions. These flaws are usually so small they’re invisible without magnification. The assessment of color measures whether a diamond displays any tint. Those without noticeable color are considered most precious. In essence, the greater the degree to which a diamond is unblemished, the more valuable it becomes.

Gold Evaluation

Alternatively, gold’s value is gauged by its purity, commonly measured in karats where 24 karat signifies pure gold. The mass of the gold items also affects their worth, with those that are more substantial usually commanding a higher price. For more efficient appraisal, you might sort your collection into two piles, depending on the karat rating of each piece.

Gold prices fluctuate daily due to varying economic conditions, which establish a starting point for pricing individual pieces. Being informed about current market trends and maintaining realistic expectations regarding selling prices—which typically reflect the raw metal’s value—can facilitate smooth transaction negotiations.

The preservation of these gold artifacts can influence how much they sell for. Well-maintained items often garner amounts closer to their full retail value as fine jewelry, rather than merely being priced based on the weight and purity of the contained precious metal.

Selling Your Diamonds and Gold for Instant Cash

Pawn Loan

At R&J Jewelry and Loan, you can receive instant cash in exchange for cold hard cash for your valuable items, offering that much-needed financial boost when necessary. They take pride in extending equitable and fair proposals to ensure you get real money for your personal belongings. If you are considering selling a diamond, particularly those weighing 1 carat or more and certified by GIA or EGL, they tend to fetch top dollar with this establishment.

Possessing either an individual diamond ring or an assortment of estate jewelry makes no difference when it comes to the extra cash and convenience. Converting these treasures into quick cash is straightforward at R&J Jewelry and Loan. Next up is looking into the steps required to prepare your possessions for sale, as well as gaining insight into what the actual selling procedure entails.

Preparing Your Items for Sale

Before visiting the consignment store in your vicinity, you can perform a few preparatory actions with your jewelry. Begin by thoroughly cleaning your pieces. Buffing the metals and clearing any accumulated dirt from gemstones enhances their presentation value, which may influence their appraised value.

Arranging your jewelry according to category and quality streamlines the evaluation procedure at the consignment store, assisting in determining their accurate market value. Although it might seem insignificant, taking this step is crucial for securing top dollar when selling your items through a consignment shop.

The Selling Process

Once your items are spic and span and systematically arranged, make your way to R&J Jewelry and Loan. Here, the adept staff will navigate you through each step of the sales process. The team’s prowess in business transactions and client relations is epitomized by employees who excel notably during evaluations.

At R&J Jewelry & Loan, personnel possess a wealth of knowledge that they share with patrons regarding their products up for sale, which facilitates effective bargaining. Opting to do business with a pawn establishment like this one presents the fastest way to secure immediate cash for your jewelry pieces, pricing them according to the worth of both metals and gems involved.

Browse Our Selection of Pre-Owned Jewelry

We Buy diamonds & Gold

Should you find yourself in the market to purchase rather than offload jewelry, R&J Jewelry and Loan is at your service. We ensure that each piece of previously owned jewelry is verified and rigorously tested for its quality before it’s presented for sale. Our inventory encompasses an extensive range of secondhand jewelry choices, including:

  • silver

  • gold

  • platinum

  • various precious stones

  • distinctive vintage items

Our assortment includes many types, such as diamond rings that epitomize timeless elegance, or pieces steeped in unique historical value encompassing:

  • rings

-bangles,

-necklaces,

– and earrings.

You may also delve into our selection, featuring pieces once considered unwanted, now awaiting new ownership.

If customization is what you desire, R&J Jewelry and Loan provides jewelry repair and design options for creations and offerings tailored to suit individual tastes.

Quality Used Clothing and Accessories

R&J Jewelry and Loan isn’t limited to just jewelry offerings. They boast a selection of high-quality, second-hand accessories, featuring luxury handbags from prestigious labels such as Louis Vuitton and Chanel. By purchasing these pre-owned pieces at R&J Jewelry and Loan, you not only encounter fantastic deals, but also engage in sustainable shopping practices.

In your quest for fresh wardrobe additions or the perfect designer accessory to complete an outfit, make R&J Jewelry and Loan your go-to destination. Here you’ll find superior used accessories that can help reduce costs and provide a way to get quality at a reduced cost. 

Great Bargains on Fine Jewelry

Should you have an affinity for exquisite jewelry, R&J Jewelry and Loan is a treasure trove waiting to be explored. They provide:

  • Gently used jewelry that serves as an economical option compared to buying new

  • Exceptionally made presents at significantly reduced prices

  • An extensive selection of designs ranging from timeless classics to renowned designer brands

There are items designed to complement everyone’s personal taste and stylistic choices, including a few carefully selected ensembles.

The thrill of shopping at R&J Jewelry and Loan may well be in the serendipitous discovery of singular pieces steeped in history. Such treasures are not merely ornamental. They come with rich narratives that transform them into tangible links to the past. Supported by knowledgeable staff members who understand discerning tastes, customers can expect nothing less than quality merchandise replete with cultural value.

Consigning Your Diamonds and Gold

Lab Grown Diamonds

If you’re not in a hurry for immediate cash and would rather maintain ownership of your belongings until they are sold, R&J Jewelry and Loan provides an alternative through consignment. This option allows you to benefit from their expert marketing services and secure storage, which enhance the likelihood of a prosperous sale.

Should you wish to sell individual pieces or an extensive assortment, opting for consignment of your diamonds and gold with R&J Jewelry and Loan could represent the perfect strategy for your needs.

How Pawning Works

Entrusting your diamonds and gold to a consignment process means you maintain ownership while having them appraised at R&J Jewelry and Loan. A GIA certified gemologist conducts their evaluation, which guarantees the offer will be fair and competitive.

Opting for a pawn loan will result in an instant payout, while you maintain ownership. It can be advantageous when dealing with high-value items, well-maintained pieces, or antique jewelry. 

Advantages of Pawning

Entrusting your diamonds and gold to R&J Jewelry and Loan offers the assurance of safety often lacking in many pawn shop stores. When you select a trustworthy store like ours, you gain the confidence that your precious items are well-protected.

Unlike most other pawn shop stores, when you place your valuables with R&J Jewelry and Loan for Pawn, they are not merely kept secure, they are there to pick up once your loan is repaid in full. 

Summary

R&J Jewelry and Loan has been serving the community since 1978, providing a suite of services from purchasing your diamonds and gold to offering pawn loans on valuable pieces. As more than an ordinary pawn shop, they are committed to their mission of supporting locals and employ a team that receives continual training to ensure expert service in handling all jewelry-related transactions.

If you have unwanted jewelry that you wish to convert into cash, or if you’re on the hunt for great bargains on previously owned treasures, R&J Jewelry and Loan is your go-to destination. Don’t delay. Seize the opportunity now to discover what they can offer you.

Frequently Asked Questions

What is the best way to sell diamonds and gold?

Visiting local jewelry stores presents the optimal approach to sell your diamonds and gold. By engaging in face-to-face discussions with purchasers at these shops, you can investigate various avenues for selling your precious items.

This strategy ensures you secure the highest possible price for your jewelry pieces.

Are diamonds worth selling?

Selling diamonds isn’t considered valuable, because they tend to fetch a resale price that’s significantly lower than the initial purchase cost, often between 25% and 50% of what was originally paid.

Does gold and diamonds hold value?

Certainly, gold and diamonds retain their value, potentially offering comparable resale value when transacted in proper amounts. Ensuring you deal with the minimum volume necessary for purchasing and selling is crucial to obtain a wholesale rate.

Are old diamonds worth anything?

Indeed, the value of ancient diamonds stems from their scarcity and distinctive characteristics. Their valuation can fluctuate depending on the inclinations of collectors, as well as moral contemplations associated with diamonds cultivated in laboratories.

It is essential to consider these factors while evaluating their value.

Should I remove diamonds before selling gold?

It is advisable to extract the diamonds before selling your gold, to maximize the value of each. Visiting a bustling jeweler that deals in comparable designs may enhance your chances of securing a more favorable transaction.