Are Pawn Shops a Good Place to Buy, Sell, and Get a Loan on Luxury Handbag?

Pawnshops Then

Pawnshops date back to Ancient China. Over 3,000 years ago, Pawn brokering was viewed as a respectable profession, and local peasants would work with pawnshops and obtain short-term credit.

Around the 19th century, pawnshops were showing up in the United States due to industrial manufacturing. Workers who worked these jobs would find themselves short on cash to pay for their basic needs like housing, rent, and food. Manufacturing jobs didn’t pay well, and workers had to find a way to make ends meet between paydays.

Pawnshops became an intricate part of some communities as a financial institution and helped people secure cash through short term loans or buy selling valuable items to the shops.

During the Great Depression, communities found that pawnshops were the only place to secure cash for their valuable items, and pawnshops became a significant source of consumer credit. They fill a gap for many people.

Pawnshops Today

Pawnshops have continued to find their place in communities. Most U.S. communities have a local pawn shop, and today it’s estimated there are 11,000 pawnshops dotted across America. Pawnshops are the general public’s go-to solution to get loans quickly. They are a place to sell items without waiting on payments or mail out valuable items, wondering if the item will bring the amount needed.

Pawn loans are loans known as collateral loans and are easier to obtain than loans from banks, credit unions, and other financial institutions that often require credit checks. Pawn shops aren’t concerned about poor credit, credit scores, or employment history. The valuable item a person brings to the shop is used to secure the loan.

If a pawn loan defaults on, the pawn shop uses the item used by the borrower to stock their inventories with luxury items, designer handbags, fine jewelry, gold, silver, and precious metals and gems. Pawn shops carry high-end luxury items such as designer hand bags at a fraction of the cost compared to big box stores.

Unlike consignment shops, pawn shops will offer to buy designer handbags for cash or set up a collateral loan using the designer bag as collateral, making it possible for the pawnshop to resell these items at a bargain price.

Pawnshops are Regulated

Pawnshops provide an alternative means to obtain a short-term loan and quick cash. Many people assume that pawnshops engage in illegal practices and sell stolen goods, and this is simply not true. Pawnshops are located across the United States and are regulated by strict laws.

First and foremost, pawn shops have to have a state license to conduct business according to the state they are located in. Interest rates are regulated by the state and must be disclosed upfront, so there is no surprise to the customer.

All pawnshops must have a copy of a customer’s state-issued ID when they do business with that customer. This regulation was put in place in 2001 under the Patriot Act, and this keeps criminals from stealing goods to bring into a pawnshop to sell for easy money.

Who Uses Pawnshops?

In today’s world, many different types of customers frequent pawn shops. Stereotypic ideas color the view of who uses pawnshops today. People assume that customers who use pawn shops are lower class, unable to plan financially, or hold jobs, which is simply not true.

Services Provided by Pawnshops

Pawnshops are often dual shops that provide loans and buying services while having an extensive retail inventory of name-brand items. Because of this, pawnshops serve collectors, people searching for bargain prices, and those wanting to sell unused items for quick cash. Pre-owned items made by top designers are highly admired, and customers can buy these at pawn shops that have in-store retail shops by going to the store or through shops that have an online service.

Bridge Loans and Collateral Loans

Pawnshops also provide a service of writing bridge loans or collateral loans. These types of loans generate quick cash at reasonable interest rates. People who need to make up the difference in cash available for a significant purchase like a home or car can go to a pawn shop with their valuable items for a temporary “cash advance” through securing a collateral loan.

Designer handbags, brand name tools, electronics, musical instruments, diamonds, gold, and silver are all worth money and have a cash value. Pawnshops will appraise and buy these items or use them to write a loan against them with no questions asked. All that is needed is a valid state ID.

Pawnbrokers are experts in appraising and valuing designer items and distinguishing between authentic and fake ones. Some shops have authentication tools, such as an ED-XRF Analyzer used to determine the purity of precious metals or a Presidium Gem Tester to test diamonds and gems. Appraising and valuing items brought in to a pawn shop can give customers a free quote that gets them the money they need. Money isn’t easy to come by these days, and spending it wisely is essential. Working with a local pawnshop to get a price quote on valuable items opens up a financial avenue for people.

Do Luxury Handbags Bring Value?

Luxury handbags are beautiful and hold their value, especially if they are taken care of and stored well. Bags like these are sought after, and pawnshops are buyers of these types of bags and sell these. Online consignment shops can offer to list these purses for a commission, but they cannot loan on these items and will not outright buy these items.

Pawnshops Have Bargains on Pre Owned Handbags

Pre-owned handbags like Louis Vuitton and Prada are sold in pawnshops without paying absorbent prices. It is a well-known fact that the average prices in pawn shops are lower than in big box stores. Some pawnshops have online store services where they sell various valuable items, providing designer purses at a discount price nationwide. Pawn shops are not the only place to buy and sell handbags, but it is the best place to sell handbags for several people.

Can Pawnshops Pick Up My Things?

Some pawnshops will offer a free in-home pickup service and go to a customer’s home to pick up valuable items to process for collateral loans or buy outright. This is not a regular service offered by a consignment shop, so make sure to check if this is a service they provide.

Include the Details for Increased Value

When selling your valuable items like a Louis Vuitton luxury handbag or a designer purse, make sure you include as much detail as possible when you are selling the item. Including an original box and/or dust bag will bring added value. The right buyer will want to know whatever details are available regardless of whether they are purchasing the item in the online marketplace or person in the store. Pre-owned designer bags can bring top dollar if the special features, boxes, certifications, and details are provided.

Free Quotes

In today’s pawnshop industry, many shops offer free quotes online as an alternative to coming into the store. This service provides the customer with an avenue to determine if it is worth their time to sell their luxury handbag or other items. By providing a free online quote, the customers have a route for selling items without leaving their homes. Pawnbrokers provide price quotes with clear pictures, a serial number, and a detailed description. The pawnbroker compares the information to the current market value and checks other online stores like eBay. The broker provides the customer with a quote, and the customer can either decide to sell their valuable item or obtain a collateral loan. The process is easy.

Sometimes customers want to purchase a valuable item and can do so online/. The pawnbroker lists the items for sale in their store online and then explains the shipping process. Once all the details are disclosed, and the best price is determined, customer can purchase their item directly on the same business day. The upfront, honest approach assures customers that they got a good deal on their purses and spent their money wisely. Because pawn brokers are experts in appraising and validating the authenticity of valuable goods, buyers can rest assured that they are getting the “real” thing, not a fake.

Considerations When Buying Used Designer Handbags

Designers like Louis Vuitton, Gucci, Chanel, and Hermes will not reduce their prices on their exceptionally sophisticated bags. Some brick-and-mortar stores may have a sale, but the cost of a designer handbag is still steep. Classic tweed and metal Chanel handbag have a price tag of $9,100.

By buying a pre-owned designer bag at a discount price, you can get a beautiful piece of art and sophistication and save money.

Shopping at a pawnshop will provide you with a variety from which to choose. Pre-owned collections are often brought into the shop for sale or to use as a collateral loan, making it possible for you to choose from several bags that become available for purchase. Inventories in pawn shops change daily, so frequently checking back is essential.

Consideration #1: Is a Pawn Shop a Reputable Place to Shop for a Designer Bag? Do Some Homework...

When shopping for a designer handbag, there are many places to shop for pre-owned collections. Auctions, eBay, online consignment shops, and Craigslist, are all choices. The issue is that you never honestly know what you are buying. Some of these “shops” sell counterfeits and often don’t have someone checking the authenticity of the purses, bags, wallets, and handbags being sold. The purpose of these shops is to sell, and you get what you get.

It isn’t easy to sort through what is real and not. Nothing is worse than being excited to have found and purchased a designer bag from eBay or through a listing on an online consignment store, and when you get it, you find out the designer bag you bought at the purchase price you paid is a fake.

You can avoid these issues by buying a pre-owned designer bag from a reputable pawn shop. The pawnbrokers in the shop are trained and have experience and often authenticity tools to determine if the bag they bought for resale or loaned on is authentic or not. Pawn shops are experts in selling designer handbags and other second-hand name-brand items. They make sure that what they take in is authenticated, so they don’t lose money by loaning on some item that is a replica. Pawn shops have a vested interest in making sure they deal with the real deal.

Do Your Research on the Shop You Use

If you are set on eBay or Craigslist, remember the platform doesn’t do authenticity testing. Does the pawn shop you want to have an authenticity guarantee? Does the shop have an authenticity program like Entrupy they use? What do the reviews for the shop say? How long has the shop been in business? What does the return policy for the shop say?

Consideration #2: What Bag is Right for You?

Pawn shops provide a variety of designer bags to choose from. Because they carry Prada, Gucci, Louis Vuitton, Chanel, and other designer bags, you can try on, examine, and consider the price on several different ones, up close and in person. If you are completing a purchase through a shop’s online store, ask for details and several pictures. Pawnbrokers are happy to help!

While you are making your way through the selection of available bags, ask yourself some questions. Does the bag fit your style, taste, purpose? Is it the look you are after? Does the bag look new or worn? Is the price complementary to the condition of the purse? Will the bag hold its value so you can get the selling price you want when you decide to sell it in the future?

Because Louis Vuitton first crafted travel trunks, the craftmanship in their designer clutches, bags, and wallets hold the same level of durability. Louise Vuitton bags don’t scratch, and the finish is not easily marred.

A “Head Turner”

If you are looking for a “head turner” and prestigious bag, consider a Hermes bag to complement your style. Not only are these beautiful, they can be expensive even as a previously loved bag but well worth the investment. A recent listing for an authenticated Epsom Verso Kelly Retourne 32 Rouge CasaqueCobalt Hermes handbag had a price tag of $11,250.

Consideration #3: What is the Savings Shopping at a Pawnshop for A Designer Bags?

When it comes to saving money, everyone wants to. Shopping at a reputable pawnshop for a previously loved designer handbag will save upwards of 50% or more compared to buying a new designer bag.

When shopping for a pre-owned designer bag, consider the bag’s condition, the designer of the bag, and the demand in the market for the bag. What does the bag sell for new, and is it still available? Some designer bags are no longer available for sale but in excellent condition can bring a higher price than what they sold for new. The bag is rare because it is no longer made, and stores don’t sell it. If it’s a rare bag, it will indeed cost a lot. Recently an authenticated exclusive pre-owned designer handbag, 40cm Matte Bronze Crocodile Hermes Birkin Bag, was listed for $335, 950.00.

Look In Your Closet

Maybe you have some designer bags you are no longer using. Take a look in your closet. Consignment shops will sell your unwanted designer bags for you, but you will have to wait until the right person comes along and buys them before you get paid, and you will have to pay the consignment shop a consignment commission. You can always sell your bags on eBay and pay their fees or Craigslist, where people don’t show up to pay for what they said they would buy. You can sell online to companies that buy and sell designer handbags, but you will need to wait for your money and pay handling fees.

As an alternative, after going through the designer purses in your closet, consider taking them with you to the pawnshop and working a deal for the pawn shop to buy them for fast cash. You could also clear your closet of valuable items and put the money towards the bag you want to buy. Another solution may be that you use the bags found sitting in your closet as a valuable item to obtain a short-term loan against so you can buy the designer purse you saw in the shop. This is a helpful solution if you don’t want to use the money out of your checking account until after you get your bonus next month.

Pawnshops also buy luxury watches, gold, diamonds, silver, and gems. Do you have unused or broken gold necklaces, bracelets, or earrings you could sell to the pawnshop in exchange for the luxury purse you want to buy?

R & J Jewelry and Loan

R & J Jewelry and Loan is located in San Jose, California, and serves the surrounding areas of Evergreen, Los Gatos, and Monte Sereno. We have been a family-owned pawnshop in business since 1978. We specialize in luxury accessories and items like designer handbags with a reputation built on personalized services. Being a trusted buyer and seller of designer purses like Chanel, Gucci, Louis Vuitton, Hermes, Prada, Birkin, Fendi, Yves Saint Laurent, Givenchy, and Dior, we offer a large, ever-changing inventory.

If you are in the market to buy previously owned designer handbags, you can view our stores’ entire inventory online or visit the store in San Jose. Clients can make an offer on luxury items and view shipping options without leaving home or dealing with traffic. These services are available nationwide. We love used designer bags and enjoy working with our out-of-state customers so they can purchase the bag they have wanted for a long time.

Check out the store available at

You may decide to sell your valuable items to us because funds are paid quickly, and you will leave with cash in hand instead of waiting for items to sell online. If you don’t want to sell your items, valuable items can also be used as collateral for a short-term loan versus obtaining a payday loan. At R & J, Jewelry and Loan does not require a credit check while offering affordable interest rates and reasonable repayment terms.

We serve the communities of Evergreen, Los Gatos, San Jose, and Monte Sorento are safe and trustworthy stores. We are considered an outlet to sell valuable items. The team at the store is highly trained in luxury item appraisal and will value items in front of you, our valued client. We accept a wide range of inventory, including gold, silver, diamonds, gemstones, watches, and luxury handbags. We are in the market to sell, buy, and loan.

R & J Jewelry and Loan: Launches Exceptional and Totally Affordable Luxury Handbag Inventory – Handbags for Everyone

Designer Handbags Online
Designer Handbags Online

Do you have a go to handbag that you carry, inviting others to inquire, notice, and appreciate? Are you an every day luxury handbag carrier or a special occasion wearer? Gabrielle Union’s accessorizes with Valentino’s Stud Sign shoulder bag and Katie Holmes prefers to carry her Daria Chan Bag from Chloe. Handbags are a timeless investment in style and personal identity.

You don’t have to be a celebrity to enjoy carrying a luxury handbag. Anyone can enjoy the unique design, skilled craftsmanship, and representation of sophistication. Louis Vuitton, Chanel, Prada, and Gucci all have “followers”. A Louis Vuitton bag, Gucci handbag, Prada handbag, or any of the other designer and luxury handbags may be within reach. People search, buy and wear these brands with pride.

Pawn Shops Buy, Sell, And Loan on Luxury Handbags

Designer handbags range in cost from $50.00 to upwards of $45,000. What $45,000? Loro Piana currently has a Sesia designer handbag made from a luxury alligator with a price tag of $43,650.00. It is a timeless statement of elegance. The beautiful Chanel Pearl Lego Brick Clutch is priced at $15, 000 and a Gucci Zumi Crocodile Medium Top Handle designer bag sells for $32,564.

Entrupy Authenticates Luxury Handbags

Where Can You Find a Designer Bag at A Reasonable Price?

Looking for designer handbags that are most affordable? There are brands that allow the shopper on a budget a beautiful luxury handbag without wiping out the bank account. Designer purses like Coach bags carry a lower price without sacrificing beauty, craftsmanship, and style. Great deals can be found at outlet stores that sell designer handbags. They carry these bags in the mid to low hundreds. Kate Spade handbags are bags that have a less expensive price.

Find A Designer Bag at A Reasonable Price

But You Have a Your Heart Set on a Hermes Bag, Louis Vuiton Bag, or Gucci Handbag...Its a Must!

Maybe you have your heart set on a Louis Vuitton Bag or Gucci handbag and if the truth be known the more affordable luxury handbags just won’t quench your thirst. You really want the top-of-the-line handbags made by lead designers.

Have you considered visiting a pawn shop and perusing their inventories for previously owned designer handbags at a great price? If you want to purchase a handbag at a great price, pawn shops are an option. Most pawnshops have great deals on their collection of designer handbags. They may also have additional details on the handbag you have your eye on.

Pawn Shops Buy, Sell, and Loan On Luxury Handbags

Pawn shops buy, sell, and loan on luxury handbags and carry a variety of luxury brands with each brand having it own follower”. They have a continually changing inventory, making the selection something to consider. Are you looking for a brand that uses exclusively leather? Pawn shops have Louis Vuitton purses, Gucci handbags, Prada handbags, Chanel purses, and other high end designer bags.

People will bring in their pre owned luxury handbag that they purchased new for a substantial amount. They initially bought the handbag as a good investment and find that is now an avenue to use for quick cash. People will either decide to sell their designer purse to the pawnshop for quick cash or use it as collateral for a loan that doesn’t require a credit check. If a loan is not paid for in full, the designer purse becomes the property of the pawn shop. Subsequently, these designer bags are placed in the store’s inventory for a lower price when compared to the price paid when they were new.

How to Know the Handbag I am Buying is not Fake

Pawn shops have experts and knowledge pawnbrokers who are experienced in appraising luxury bags. They look at each designer purse to determine if it is authentic before buying or loan on the item. Shoppers can rest assured knowing that the designer handbags in the inventory at a pawn shop are authentic. Some pawn shops have authentication services. Entrupy authenticates luxury handbags using uniquely placed cameras to take photos from various angles. These photos are sent to the Entrupy company with a database that checks the data points, sending back a verdict to the pawn shop if the bag is authentic. Authenticate First is an online service that provides another option for authentication. By providing authentication services, shoppers can buy with confidence.

R & J Jewelry and Loan

Here at R&J Jewelry and Loan we have a large selection of designer handbags including Chanel, Gucci, and Louis Vuitton. The inventory is cost-effective and continually changing. The in-store inventory was established to give our customers a one-stop-shop experience when they are looking for the perfect designer handbag. Customers can be confident in their purchases knowing our pawn brokers are experts.   With inventory changing daily, shoppers can find exactly what they are looking for and be assured the luxury items are authenticated and original. We serving San Jose and the communities of Campbell, Rose Garden, Willow Glen, and surrounding areas. When money is tight it can be difficult to know where to turn. At R & J Jewelry and Pawn we offer a no-obligation quote if you want to bring in and sell or get a collateral loan on your Chanel, Gucci, Prada, Dior, and Louis Vuitton purses. We consider all name-brand luxury handbags and offer appraisals right on the spot in front of our customers. We are totally transparent with our process and we will answer any questions you have. Interested parties can visit

Our store doubles as a pawn shop and retail store. All items in the designer handbag are verified by our experienced team before they are placed on the shelves. We also offer loan services with no credit checks and they are available with a poor credit score. Have you looked in your closet and noticed you have several luxury items like handbags, gold jewelry, and bullion that you want to liquidate? At R & J Jewelry and Loan we can appraise these items and offer you quick cash or a collateral loan based on our research and current market value. We will work together to settle on a win-win price getting your top dollar for your item.

A spokesperson for our store said, “At R&J Jewelry and Loan, we understand the importance of having long-term clients who view us as their first choice for buying, loaning, or selling products. We believe that you will quickly experience just how we put our philosophy into practice.” 

About R&J Jewelry and Loan 

Founded in 1978, R&J Jewelry and Loan is a family-owned business specializing in purchasing, selling, and pawning items. Our friendly and knowledgeable team at the shop is led by Angel Manzano and Janis Schneider. Located in San Jose, California, the store serves the surrounding areas of Saratoga, Monte Sereno, Campbell, Santa Clara, Almaden Valley, Rose Garden, Santa Teresa, Cambrian Park, Silver Creek, Los Gatos, Evergreen, Willow Glenn, and Cupertino.

R&J Jewelry and Loan is the most trusted luxury handbag buyer and lending service in San Jose. Buy, Sell, Loan, Pawn or trade with your Chanel, Gucci, Prada, Dior, and Louis Vuitton purses and get a cash payout near Saratoga, Monte Sereno, Campbell, Santa Clara, Almaden Valley, Santa Teresa, in San Jose.

Where to Buy, Sell, or Pawn a Luxury Watch In San Jose, CA.

used luxury watch buyer

At R&J Jewelry and Loan (408-770-9774), a pawnshop based in San Jose, CA, we buy, sell, and pawn luxury watches like Rolex, Patek Phillippe, Pre Owned Patek Phillippe, Phillippe, Audemars Piguet, Richard Mille, IWC, Hublot, and Vacheron Constantin. We have customers who frequent our store from Northern California, including Santa Clara, Almaden Valley, Rose Garden, Santa Teresa, and Cambrian Park. Our high-class professional services make buying, selling, or pawning luxury watches safe, easy, and affordable. Buying high-end luxury watches can seem complicated, but it doesn’t need to be. At R&J Jewelry and Loan we offer free, no-obligation, on-site watch appraisals, and fast, same-day payouts should a customer choose to sell their watch or watches. This then provides us with a large ever-changing inventory for watch buyers to choose from.  We are here to help you find just what you are looking for if you are in the market for a luxury timepiece.

Different Reasons a Buyer Buys a Luxury Timepiece

A luxury watches buyer may have many reasons for buying a new timepiece. If you are one of the buyers one or some of these may apply and the reasons that lead to the decision to buy a new luxury watch.

For Style and Presentation:

The buyer may be seeking a beautiful luxury watch to help them with their style and status symbol. This person may want to illustrate through their timepiece that they are financially stable and doing well. If this reason fits you, the right watch size and look is important. Did you know that larger watches are preferred in short-sleeve weather? One key is to try on the watch you are wanting to buy and look at it in the mirror on your arm.

As a Statement Piece

If you are looking for a statement piece, say for an interview, you want to select a timepiece that makes a statement, is nicely incorporated into your clothing ensemble, but isn’t a distraction. Nice luxury watches can pull your overall look together. These factors may add to your decision about buying a watch.

To Add to a Collection:

The buyer may be a collector and looking for that next unique timepiece to add to their vault. This type of buyer is interested in the watch’s quality, engineering, technology, details, and history.

Name brands like Rolex, Panerai, IWC, and others watches are known for their quality.  These watches are often sought out for their unique appearance, the technology and details used in their craftsmanship, and their history.

Engineering and Technology:

Engineering and technology are involved in the movement of the timepiece and power the watch inside. Mechanical movements eliminate changing a battery. Automatic movements are mechanical and use a rotor that spins when you move around which keeps the spring inside wound.

For example, a Rolex watch primarily uses the Parachrom hairspring. A Parachrom Blue hairsprings are stable if the watch is subjected to temperature fluctuations and is resistant to shock.  These characteristics make Rolex watches highly sought after if you are a luxury watch buyer.

First Patek Philippe watches are made up of watch components made by their manufacturer. During the watch’s craftmanship, the manufacturer only uses stainless steel for a small selection of watches. The production takes longer and thus there are lower inventories of these types of watches. If you are looking for exclusive watches, a first Patek Philippe watch might just be the one.


Around the 16th-century people began “carrying time”. Queen Elizabeth, I wore bracelet watches up until the 20th century. Pocket watches were worn during this time. Wars made it necessary to have watches have straps simply due to functionality and use. After WWII  the style of wearing a wristwatch instead of carrying a pocket watch became the preferred fashion.

In 1845 Antoni Patek from Poland teamed up with Adrien Philippe from France and the two founded Patek Philippe & Co in 1951. Together they made watches with second hands, chronograph, and repeater movements.

In 1833 Jaeger-LeCoultre registered hundreds of patents and inventions which led to design and aesthetics sought after today. Today the Master Ultra Thin Jubilee is the world’s thinnest watch

Notable watches such as Rolex, Patek Phillippe, Pre Owned Patek Phillippe, Phillippe, Audemars Piguet, Richard Mille, IWC, Hublot, and Vacheron Constantin all have history. As watch collectors, you may be interested in watches simply because of their unique history and contribution to today’s luxury watch market.

No matter the reason you are buying a watch, R&J Jewelry and Loan offers a huge selection of luxury watches. Because the store offers some of the highest payouts in the area when a person is selling a watch, we are able to add to the inventory regularly so if you didn’t see exactly what you wanted when you were in the store, stop back buy a week later and enjoy looking at the new selection.

At R & J Jewelry and Loan we not only sell luxury pre-owned watches we also accept them as collateral for an item-based loan. The pawnshop offers a discreet, private service when processing a loan. If you find yourself needing extra cash to get you through until payday, or to make up the difference on a bill. Bring in your Rolex watch, Patek Philippe watch, or others and we will appraise it and make you an offer with terms you can afford.

To get a collateral loan, we do not do credit checks. Only a valid ID is required. Most loans are four months with a 10-day grace period and the loan can be renewed to suit the customers’ needs. The only requirement is the interest payment is received.

Highly experienced and knowledgeable, R&J Jewelry and Loan is a family-run business that has

been in operation since 1978. The company complies with all legal regulations set out by the government and will not deal with stolen or illegal goods. In addition to luxury watches, the reputable company specializes in the buying and selling of many other items such as jewelry, precious metals, diamonds, designer handbags, and more.

Speaking of their service customer Brian Law states, “Fast and friendly, I had a great experience. R&J was very fair and competed well with other offers I had received from online businesses. Highly recommended.”

There are several options for instant cash loans in San Jose Pawn Shops. At R&J Jewelry and Loan, you may find our rates, service, and specialty can be of advantage for your financial needs. During this time when economic conditions are up and down, people may need quick cash. R & J Jewelry and Loan is here to help.

Did we get your attention? Are you now wondering how you can use high-rated pawn shops to your advantage for a loan? San Jose Pawn Shops, like ours, specializes in fine watches, luxury purses, jewelry, silver, gold, and vintage jewelry.