Transform Your Treasures: How We Buy Diamonds and Gold for Instant Cash

We Buy Diamonds and Gold

Are you looking to sell diamonds and gold, but uncertain where to get money to start? Say no more. R&J Jewelry and Loan provides an honest and efficient way to turn your valuable jewelry into cash. We buy diamonds and gold, and this blog outlines the straightforward process, giving you the knowledge to sell with confidence, assured of transparent valuations and immediate payment.

Key Takeaways

  • R&J Jewelry and Loan is a reputable source for instant cash loans, using items like gold and diamonds as collateral, and is backed by trained and experienced staff, including a GIA trained gemologist.

  • They offer a meticulous evaluation process for diamonds and gold, ensuring customers receive a fair and competitive offer, based on carat weight, clarity, color, gold purity, and current market conditions.

  • Apart from buying, customers can sell or consign their valuable items for cash, with consignment offering professional marketing, potentially leading to higher returns than instant selling.

R&J Jewelry and Loan: Your Trusted Diamond and Gold Buyers

Established in 1978, R&J Jewelry and Loan has become a pillar of dependability within the local community. Central to their philosophy is to provide assistance through collateral pawn loans, allowing those facing immediate financial pressures to access necessary cash. This establishment doesn’t just conduct transactions—it serves as an essential lifeline for individuals navigating tough periods.

R&J Jewelry and Loan distinguishes itself with its proficiency in handling diamonds and gold. They offer specialized services for customers looking to convert unwanted diamond rings or inherited gold jewelry into cash, thanks to a team adept at valuing such precious items.

Our History and Mission

Pawn Loan

R&J Jewelry and Loan has a long-standing tradition of serving the local community. The business was founded on a simple yet powerful idea: to help locals meet their cash needs through collateral pawn loans. Over the years, they’ve provided low-cost alternatives for immediate cash loans, using customers’ valuables as collateral, and have become a lifeline for many facing unforeseen expenses, job loss, or monthly bill challenges.

Proudly family owned and operated, R&J Jewelry and Loan brings commitment and discipline to its business operations. This dedication to service and community support has made them a key player in the pawn shop industry and a trusted local consignment store for all things diamonds and gold.

Expert Staff

The success of a business depends on the caliber of its team, and R&J Jewelry and Loan exemplifies this truth. Their experts constantly hon their skills to maintain high levels of knowledge in the industry. Integral to their staff is a gemologist with GIA certification who brings extensive experience, guaranteeing that customers receive equitable and attractive proposals for their jewelry.

Expertise alone isn’t what sets them apart. The personnel at R&J Jewelry and Loan also offer thorough counsel about both jewelry aspects and loan processes to clients. They enrich their proficiency through interactive conversations, helping clients stay abreast of evolving norms and methods within the sector.

Through an unwavering dedication to perpetual education combined with outstanding attention to customer care, R&J Jewelry and Loan has cemented itself as your reliable ally, whether you’re in the market for acquiring or offloading diamond-embellished pieces or gold items.

Evaluating Your Diamonds and Gold

we buy diamonds & gold

Grasping the value of your diamonds and gold is crucial. At R&J Jewelry and Loan, our appraisal method emphasizes aspects such as carat weight, quality, and state to guarantee that customers get an equitable evaluation grounded in the inherent value emanating from the precious metals and stones.

Valuation extends beyond mere raw materials. Depending on how a purchaser appraises them, patrons might obtain a modest surplus above their diamonds’ and gold’s fundamental value. This indicates you have the opportunity to depart with a sum exceeding merely what your items are worth in their unprocessed form.

Diamond Evaluation

Lab Grown Diamonds

The valuation of diamonds begins with the determination of their carat weight, which is indicative of their size. It’s the cut that holds paramount importance in defining a diamond’s quality, as it influences how well the stone can reflect light and exhibit brilliance.

Each diamond goes through a scrutiny for clarity to spot any blemishes or internal features called inclusions. These flaws are usually so small they’re invisible without magnification. The assessment of color measures whether a diamond displays any tint. Those without noticeable color are considered most precious. In essence, the greater the degree to which a diamond is unblemished, the more valuable it becomes.

Gold Evaluation

Alternatively, gold’s value is gauged by its purity, commonly measured in karats where 24 karat signifies pure gold. The mass of the gold items also affects their worth, with those that are more substantial usually commanding a higher price. For more efficient appraisal, you might sort your collection into two piles, depending on the karat rating of each piece.

Gold prices fluctuate daily due to varying economic conditions, which establish a starting point for pricing individual pieces. Being informed about current market trends and maintaining realistic expectations regarding selling prices—which typically reflect the raw metal’s value—can facilitate smooth transaction negotiations.

The preservation of these gold artifacts can influence how much they sell for. Well-maintained items often garner amounts closer to their full retail value as fine jewelry, rather than merely being priced based on the weight and purity of the contained precious metal.

Selling Your Diamonds and Gold for Instant Cash

We buy diamonds & Gold

At R&J Jewelry and Loan, you can receive instant cash in exchange for cold hard cash for your valuable items, offering that much-needed financial boost when necessary. They take pride in extending equitable and fair proposals to ensure you get real money for your personal belongings. If you are considering selling a diamond, particularly those weighing 1 carat or more and certified by GIA or EGL, they tend to fetch top dollar with this establishment.

Possessing either an individual diamond ring or an assortment of estate jewelry makes no difference when it comes to the extra cash and convenience. Converting these treasures into quick cash is straightforward at R&J Jewelry and Loan. Next up is looking into the steps required to prepare your possessions for sale, as well as gaining insight into what the actual selling procedure entails.

Preparing Your Items for Sale

Before visiting the consignment store in your vicinity, you can perform a few preparatory actions with your jewelry. Begin by thoroughly cleaning your pieces. Buffing the metals and clearing any accumulated dirt from gemstones enhances their presentation value, which may influence their appraised value.

Arranging your jewelry according to category and quality streamlines the evaluation procedure at the consignment store, assisting in determining their accurate market value. Although it might seem insignificant, taking this step is crucial for securing top dollar when selling your items through a consignment shop.

The Selling Process

Once your items are spic and span and systematically arranged, make your way to R&J Jewelry and Loan. Here, the adept staff will navigate you through each step of the sales process. The team’s prowess in business transactions and client relations is epitomized by employees who excel notably during evaluations.

At R&J Jewelry & Loan, personnel possess a wealth of knowledge that they share with patrons regarding their products up for sale, which facilitates effective bargaining. Opting to do business with a pawn establishment like this one presents the fastest way to secure immediate cash for your jewelry pieces, pricing them according to the worth of both metals and gems involved.

Browse Our Selection of Pre-Owned Jewelry

We Buy diamonds & Gold

Should you find yourself in the market to purchase rather than offload jewelryR&J Jewelry and Loan is at your service. We ensure that each piece of previously owned jewelry is verified and rigorously tested for its quality before it’s presented for sale. Our inventory encompasses an extensive range of secondhand jewelry choices, including:

  • silver

  • gold

  • platinum

  • various precious stones

  • distinctive vintage items

Our assortment includes many types, such as diamond rings that epitomize timeless elegance, or pieces steeped in unique historical value encompassing:

  • rings

-bangles,

-necklaces,

– and earrings.

You may also delve into our selection, featuring pieces once considered unwanted, now awaiting new ownership.

If customization is what you desire, R&J Jewelry and Loan provides jewelry repair and design options for creations and offerings tailored to suit individual tastes.

Quality Used Clothing and Accessories

R&J Jewelry and Loan isn’t limited to just jewelry offerings. They boast a selection of high-quality, second-hand accessories, featuring luxury handbags from prestigious labels such as Louis Vuitton and Chanel. By purchasing these pre-owned pieces at R&J Jewelry and Loan, you not only encounter fantastic deals, but also engage in sustainable shopping practices.

In your quest for fresh wardrobe additions or the perfect designer accessory to complete an outfit, make R&J Jewelry and Loan your go-to destination. Here you’ll find superior used accessories that can help reduce costs and provide a way to get quality at a reduced cost. 

Great Bargains on Fine Jewelry

Should you have an affinity for exquisite jewelryR&J Jewelry and Loan is a treasure trove waiting to be explored. They provide:

  • Gently used jewelry that serves as an economical option compared to buying new

  • Exceptionally made presents at significantly reduced prices

  • An extensive selection of designs ranging from timeless classics to renowned designer brands

There are items designed to complement everyone’s personal taste and stylistic choices, including a few carefully selected ensembles.

The thrill of shopping at R&J Jewelry and Loan may well be in the serendipitous discovery of singular pieces steeped in history. Such treasures are not merely ornamental. They come with rich narratives that transform them into tangible links to the past. Supported by knowledgeable staff members who understand discerning tastes, customers can expect nothing less than quality merchandise replete with cultural value.

Consigning Your Diamonds and Gold

Lab Grown Diamonds

If you’re not in a hurry for immediate cash and would rather maintain ownership of your belongings until they are sold, R&J Jewelry and Loan provides an alternative through consignment. This option allows you to benefit from their expert marketing services and secure storage, which enhance the likelihood of a prosperous sale.

Should you wish to sell individual pieces or an extensive assortment, opting for consignment of your diamonds and gold with R&J Jewelry and Loan could represent the perfect strategy for your needs.

How Pawning Works

Entrusting your diamonds and gold to a consignment process means you maintain ownership while having them appraised at R&J Jewelry and Loan. A GIA certified gemologist conducts their evaluation, which guarantees the offer will be fair and competitive.

Opting for a pawn loan will result in an instant payout, while you maintain ownership. It can be advantageous when dealing with high-value items, well-maintained pieces, or antique jewelry

Advantages of Pawning

Entrusting your diamonds and gold to R&J Jewelry and Loan offers the assurance of safety often lacking in many pawn shop stores. When you select a trustworthy store like ours, you gain the confidence that your precious items are well-protected.

Unlike most other pawn shop stores, when you place your valuables with R&J Jewelry and Loan for Pawn, they are not merely kept secure, they are there to pick up once your loan is repaid in full. 

Summary

R&J Jewelry and Loan has been serving the community since 1978, providing a suite of services from purchasing your diamonds and gold to offering pawn loans on valuable pieces. As more than an ordinary pawn shop, they are committed to their mission of supporting locals and employ a team that receives continual training to ensure expert service in handling all jewelry-related transactions.

If you have unwanted jewelry that you wish to convert into cash, or if you’re on the hunt for great bargains on previously owned treasures, R&J Jewelry and Loan is your go-to destination. Don’t delay. Seize the opportunity now to discover what they can offer you.

Frequently Asked Questions

What is the best way to sell diamonds and gold?

Visiting local jewelry stores presents the optimal approach to sell your diamonds and gold. By engaging in face-to-face discussions with purchasers at these shops, you can investigate various avenues for selling your precious items.

This strategy ensures you secure the highest possible price for your jewelry pieces.

Are diamonds worth selling?

Selling diamonds isn’t considered valuable, because they tend to fetch a resale price that’s significantly lower than the initial purchase cost, often between 25% and 50% of what was originally paid.

Does gold and diamonds hold value?

Certainly, gold and diamonds retain their value, potentially offering comparable resale value when transacted in proper amounts. Ensuring you deal with the minimum volume necessary for purchasing and selling is crucial to obtain a wholesale rate.

Are old diamonds worth anything?

Indeed, the value of ancient diamonds stems from their scarcity and distinctive characteristics. Their valuation can fluctuate depending on the inclinations of collectors, as well as moral contemplations associated with diamonds cultivated in laboratories.

It is essential to consider these factors while evaluating their value.

Should I remove diamonds before selling gold?

It is advisable to extract the diamonds before selling your gold, to maximize the value of each. Visiting a bustling jeweler that deals in comparable designs may enhance your chances of securing a more favorable transaction.

Saratoga CA Luxury Watch Appraisal Best Patek Philippe Buying Service Launched

Not all Pawn Shops are the best place to sell.

While some may be great, and others not so great it is important to find a fine watch buyer who knows the trade.

Here at R&J, we are experts in watches and pay top dollar for them.

Just like some mechanic shops specialize in specific vehicles, this goes the same for Pawn and Watch stores.

At R&J Jewelry and Loan, we specialize in luxury goods, specifically fine high-end watches. Our team of experienced buyers will give you an offer on your watch within the hour, so there’s no need to wait around all day.

You can also get a free appraisal if you want more information about your timepiece before selling it. If you have a pre-owned Patek Philippe luxury watch, bring it in to our store near Campbell, Monte Sereno, and Saratoga, California.

We have a location San Jose, and focus on helping sellers get the best possible price on classic and modern watches. And with over 20 years of combined experience in the industry, we know how to get you the most cash for your timepiece.

Online watch appraisal service


We truly are here for all your needs as a seller, loan or buyer of fine watches.

Because of demand, we recently expanded our services to customers in Campbell, Monte Sereno, and Saratoga, California,

We also has services available for  Rose Garden, Silver Creek, Cambrian Park, Willow Glen, Cupertino, Almaden Valley, Evergreen, Santa Teresa, Los Gatos, Santa Clara and San Jose

Swing on by or send us a message to find out why we are the best place to get your luxury watch appraised. We offer fair, accurate, and same-day cash offers on all major luxury brands of watches.

Watch valuations can be impacted by several factors. These include the availability of original packaging and proof of purchase, styling, rarity, overall condition, band material, the year of manufacture, clasp type, and current demand.

watch appraisal online

Did you know sellers who provide the original packaging and proof of purchase will receive a better quote on their watch?

This is also true for used watches with diamonds or precious gems. In the event a customer does not wish to sell their beautiful watch, R&J Jewelry and Loan also provides customer-friendly, affordable collateral loans on luxury watches.

Our family-owned pawn shop in San Jose is committed to providing customers with private and secure valuation and instant payment for expensive watches. In addition to Patek Philippe, our store accepts watches from Vacheron Constantin, Hublot, IWC, Richard Mille, Rolex, and Audemars Piguet.

Our discreet service will ensure that your privacy is protected at all times. You can trust us with any brand or model of watch because we have been in business for over 20 years!

Established in 1978, R&J Jewelry and Loan is among California’s leading pawn shops for luxury watches. Our family-owned store also accepts designer handbags such as Louse Vuitton’s, gold bullion, wedding and engagement rings, platinum coins, and other precious metals.

You will always get paid more if you have the original box, certificates, hang tags, and accessories. Contact for a watch appraisal form and get a price fast. An appraisal watch appraisal online service that gives you your money back if you don’t get a sufficient offer!

Willow Glenn San Jose Patek Philippe/Rolex Luxury Pre-Owned Watch Buyer Expands

Luxury Watches

R & J Jewelry and Loan in San Jose, California, is expanding its services.

We buy watches, diamonds, designer handbags, bullion, jewelry, precious metals, and other valuables. If you have a high-end piece that’s been collecting dust in your drawer or safe for years – we want it! We pay cash on the spot for all of these items. You can even bring them into our store at no cost to you. Our goal is simple – get you as much money as possible for each item while providing exceptional customer service every step of the way.

We are expanding our services into new areas so that more people can benefit from this excellent service. We want to help anyone in the San Jose metropolitan area. Now we’re able to serve customers in Willow Glenn with cash offers on their luxury goods, including buying luxury watches, including Patek Philippe, Audemars Piguet (AP), and Rolex! Stop by today and see what we can do for you! 

The pandemic has been challenging for everyone, especially those who have lost their jobs due to layoffs or unexpected expenses like medical bills. Our new service is designed for people like you who need some extra cash quickly to pay their bills and stay afloat until things improve financially. Don’t wait another minute – come see us today! 

A spokesperson for the company said, “We strive to set ourselves apart from other pawn shops by offering real money for your items. Fair and reasonable offers are how we do business. At R&J Jewelry and Loan, we will buy your items or give you a cash loan to get you through the rough times.”

Conveniently located at 1775 Story Road, we can efficiently serve Willow Glenn and several San Jose communities, including Rose Garden, Cambrian Park, Silver Creek, Monte Sereno, Los Gatos, and Saratoga. Other service locations include Santa Clara, Santa Teresa, Campbell, Almaden Valley, Cupertino, and Evergreen.  

R&J Jewelry and Loan is dedicated to paying customers the right price for fine timepieces from Audemars Piguet, Patek Philippe, Rolex, Richard Mille, Vacheron Constantin, IWC, and Hublot. Visit us today and find out how much money we’ll give you for your valuable pre-owned watch or other luxury good. You won’t be disappointed when we make an offer on your item within minutes of meeting with us – guaranteed! And if you’re buying and there isn’t anything in the store that interests you right now, check back soon because this list will continue to change. It is like a treasure hunt, and we’ve got the treasure waiting for you. 

We know how hard it is to find someone who will pay top dollar for what you have without trying to take advantage of you. That’s why we’re so excited about this new service because we want everyone in San Jose and surrounding communities to be able to come into our store with their valuables, knowing they’ll get the best deal possible from us every time! So, please stop by today at R&J Jewelry & Loan, where our family has been serving San Jose residents since 1978!

R&J Pawn Shop in San Jose, CA, offers free watch appraisals.

Not only will we give you an appraisal on your watch, but also our expert staff can tell you whether or not it would be better for you to borrow against it or sell it outright. They know watches inside and out, so they can offer trustworthy advice about which option is best for your situation. Many factors determine the value of a watch, including original packaging and proof of purchase and aesthetic appeal. The experts at R&J Pawn Shop know all these things and will give you top dollar for your items.