What Are Gold Buyers Near the San Jose Area That Pay Top Dollar?

Gold Bars lying On Top Of One Hundred Dollar Bills
Gold Bars lying On Top Of One Hundred Dollar Bills

Do you need a short-term loan or want to find a trusted gold buyer that will pay you top dollar for gold or precious metals you want to sell? In San Jose, there are different options. Pawn shops, online dealers, and exchanges all buy and sell gold.

When shopping for a good price on gold or silver, don’t forget to stop by one of the pawn shops in the San Jose, CA area.

R&J Jewelry and Loan

R&J Jewelry and Loan is located in San Jose, CA, and provides pawn services to the Los Gatos, Santa Clara, and surrounding areas. If you are in the market to sell your silver bullion, gold jewelry, platinum, gold, fine jewelry, or coins, the pawnbrokers at R&J Jewelry and Loan will work with you to give you an honest appraisal and get you the money you need.

Gold and silver prices are based on the spot price, which is the current market price of the precious metals if those metals were bought and delivered “on the spot.”

In addition to the spot price, there are premiums to consider, and this amount may vary depending on location and what precious metal you are trying to liquidate.

3D illustration of gold ingots over black background with a chart. Financial concept, horizontal image.

Other Gold Buyers

You can locate silver dealers and other gold buyers online, but some drawbacks. When you sell to a buyer online, you must know what purity your precious metal is and its weight.

You then have to mail it to the business and wait for them to appraise it and weigh it.

Once an amount and offer are provided, and you agree to the transaction, you will need to wait for payment.

Most exchanges are honest; however, be aware some might hustle a bit and say that the precious metal you sent in has other metals in it and not the purity you said, giving you less money in the long run.

Have you looked in your closet, home safe, jewelry box for gold bullion, old gold jewelry you don’t wear, or gold and silver coins?

When sold to R&J Jewelry and Loan, these luxury items bring the highest price.

The owner ensures that all of his team are experts in getting you the best price for your precious metals.

They also offer collateral loan services and a large inventory of high-end designer items. If you are interested in buying gold, they can help.

Collateral Loans From a Trusted Gold Buyer - R&J Jewelry and Loan

Obtaining a short-term pawn loan from R & J Jewelry & Loan pawn shop is simple, discreet, and absolutely secure.

“Our focus is to help our local community meet their day-to-day cash needs through Collateral Pawn Loans.”

We offer a low-cost alternative for anyone who would like an immediate cash loan today. Your own valuables act as the collateral for your loan.

We are a licensed and bonded pawn shop, which means that when you do business with us, you get peace of mind in the process.

We provide immediate short-term solutions to your cash flow needs! Use your assets to secure direct funding! We accept a wide variety of pre-owned jewelry, and we will always work with you to meet your financial needs.

Gold Bars And Gold Watch Sitting On Top Of One Hundred Dollar Bills

Selling Assets To An Honest Pawn Shop - R&J Jewelry and Loan

R & J Jewelry & Loan pays cash for various products. Gold, diamonds, jewelry – you name it, we can help. When you come to our pawn shop in San Jose, CA, you can be sure you’re dealing with EXPERIENCED and dependable professionals. Trade your unwanted items at our pawn shop.

With a GIA-trained gemologist with many years of experience, you can rest easy knowing you’re receiving a fair, competitive offer when you’re looking to sell jewelry.

You can instantly exchange your diamonds and receive cash on the spot.

We will buy, sell, and trade items like Jewelry, Gold, and Luxury Accessories.

R&J Jewelry & Loan Logo

Buying From a Place that Has the Best Price on Luxury Goods - R&J Jewelry and Loan

Gold and Silver, Coins, Gold Bullion, Silver Bullion, and Fine Jewelry

Jewelry underscores your personality. For this reason, we carry silver, gold, platinum, and precious stones to have the right piece for your individual taste. Special orders and custom designs are available for those looking for unique, one-of-a-kind pieces.

Diamonds

Our GIA-trained gemologist with many years of experience has appraised each diamond that comes into our store, providing you with the confidence that what you are buying is the “real deal.” We have gold rings, diamond engagement rings, and beautiful watches available at an affordable price. Why buy new when you can purchase a one-of-a-kind piece at the best price in San Jose, CA 95125.

Watches

Looking for a Rolex or other designer watch? Our watches are more than an instrument for telling time; they say something about you, the owner. Fine watches such as Rolex, Cartier, Patek Philippe, Richard Mille, Hublot, Audemars Piguet, IWC Schaffhausen, Blancpain, Omega, and others are available for purchase. We also have vintage watches, especially sports models and chronographs, pocket watches, etc.

Luxury Handbags

The beauty of a luxury handbag is beyond measure. Designer handbags, purses, and accessories made by Louis Vuitton, Chanel, Prada, HERMÉS, Birkin, YSL, Yves Saint Laurent, Gucci, Fendi, Dior, Givenchy delight our customers when they want to find a handbag at a reasonable price. We offer the best prices if you want to come by and purchase one to add to your collection.

Jewelry Store in San Jose, CA

History Of R&J Jewelry and Loan the Best gold buyers - San Jose

We have been a family-owned and operated pawn shop since 1978. We have built our reputation on personalized services and our extensive jewelry selection in various price ranges.

We strive to set ourselves apart from other pawn shops by offering real money for your personal items.

Fair and reasonable offers are how we do business.

At R & J Jewelry & Loan, we will buy your items or give you a cash loan to get you through the rough times.

Come in today and see what we have to offer. We would love to see you!

A His and Her Kind Of Day for Valentine’s Day

luxury Rolex watch

Tom and I walk into the R & J Jewelry and Loan in San Jose, CA. We had decided to get up early and head into the shop to find the perfect Valentine’s Day gift for each other. Watching the different ads on Facebook and hearing them on the radio, I was dead set on finding the ideal luxury watch for Tom. I knew that I knew that R & J Jewelry and Loan was the place to shop.

R & J Jewelry and Loan a Family-Owned Store

I did a little research on the web and looked through their webpage. It said that R&J Jewelry and Loan has been in business since 1978 and that the pawnshop was family-owned. I liked that, family-owned. Something about knowing the family was able to work together to make R & J Jewelry and Loan a success said something about the honesty, integrity, and fortitudinous that owners must have. While looking through their site, I was excited that they have a reputation for personalized services and featured an extensive jewelry selection. How could I go wrong, I thought.

Excited that I had found the perfect place both Tom and I could shop together for each other, I decided to see what type of watch brands they might have. I looked on the service page and noticed that they specialize in fine watch brands. See, Tom is a watch collector, and his collection is enormous. He lives to find the perfect Rolex, the ideal Hublot or IWC watch. He knows them and is very selective in spending his money on them. From the looks of the webpage, I decided that a Rolex would be the best option for me to purchase for him.

A Large Selection of Luxury Watch Brands

Having decided what I wanted to get him, I needed to know what and how to do this. I called ahead, and the pawnbroker told me that they carry a large selection of name brands and that I should come in and look at all of them. He said they have a Breitling, a beautiful Patek Philippe, a few Marc Jacobs, a couple Richard Mille, and a good selection of pre-owned Rolex watches at a reasonable price in their store.

I knew I wouldn’t go wrong by going by and seeing what they had for Tom. I was so excited I made a little “pre-shopping” trip to the shop before going on our shopping spree together.

I wanted to see firsthand how the service was and what they had that was the new trend, and what they sold in the way of a different brand other than a Rolex, just in case I changed my mind. I didn’t want to seem wishy-washy when Tom and I went shopping together. I tried to present as if I was willing to create the perfect Valentine’s Day shopping experience and help him rest assured that I knew what I was doing. I wanted him to feel confident shopping at R&J Jewelry and Loan.

rolex watch luxury

Greeted By A Friendly and Knowledge Watch Expert

On my “pre-shopping” visit, a friendly and knowledgeable pawnbroker greeted me. The store was immaculately clean, and there was a timepiece for everyone with luxury watch brands in several cases. I talked with the pawnbroker about my game plan for the shopping trip with Tom and shared an example of all his watches. I told him Tom had beautiful luxury watches, and he owned luxury watches for a specific purpose, like an IWC Portugieser.

IWC Portugieser luxury watch

I shared that all I knew is it the IWC Portugieser was one of the oldest and best-known watches from IWC and that Tom would wear it occasionally, mainly when he wanted to show off his style, like a status symbol. For me, each of his watches seemed to be a complicated watch, but for him, they each represented history, fashion, and style.

Rolex Yacht-Master

Rolex Yacht-Master

The pawnbroker let me know that one particular timepiece he just got in was a Rolex Yacht-Master. I had no idea what this was other than a Rolex watch, and I recognized the name as one of the brands Tom adores. The pawnbroker explained that a Yacht-Master is a luxury wristwatch with unprecedented mechanical functions such as a countdown that can be programmed from 1 to 10 minutes and allows skippers to precisely time and follow each race’s official starting procedure. I asked if it was waterproof.

He said that the Yacht-Master’s water resistance is “only” 100 meters, unlike the Rolex Submariner. It isn’t designed to be a professional dive watch that requires at least 200 meters of water resistance, and the Yacht-Master’s bidirectional bezel also keeps it from being a dive watch.

Rolex Sea Dweller Watch

Rolex Sky-Dweller

I wasn’t sold on the Rolex Yacht-Master and would need to see Tom’s reaction when we visited the store together. The wonderful pawnbroker then showed me a Rolex Sky-Dweller. Being a luxury watch made for pilots and travelers, it was exquisite. It appeared to have a steel case base a bezel in white gold. This watch would be perfect for Tom’s collection. A new a Rolex watch would undoubtedly add value to his watch case full of luxury watch brands and add to his style. I was almost scared to ask the price but was pleasantly surprised.

The pawnbroker explained that their watches are purchased outright or placed on the sales floor if someone defaults on their collateral loan. He explained that each watch is closely examined and appraised because the company can’t afford to take in fakes or replicas when dealing with large amounts of money. Because they are a trusted pawnshop, they can work with several different customers, which allows them to buy luxury watch brands at reasonable prices and then pass the savings on to the buying customers.

Totally Affordable Luxury Handbag Inventory

R&J Jewelry and Loan - One Classy Place

As I searched for the perfect luxury watch, I began to look around the store closer. The layout was well thought out, and it displayed all the mechanical, automatic wind, and Rolex watches conveniently. All the watches were together in a display that highlighted their value. The watch accessories were easy to locate, and the cases created a feeling of “I want to be here and see that.”

What is Opt-In?

I noticed a sign that said “opt-in.” The pawnbroker said they have niche lists that customers can become a part of, so they are informed of current sales or when a particular product or brand hits the floor. I thought, why not. Maybe between today and the day, Tom and I visit the store together, there will be other watches I can check out.

The pawnbroker helped me use my phone to scan the QR code. It was so simple, and I was now going to know about any watch that came through the pawnshop’s door and was made available for purchase.

I asked if they also had an “opt-in” for luxury purses. I explained I wasn’t just interested in Louis Vuitton bags, but Chanel, Gucci, and Hermes spend dual time in my brain as bags I must eventually own. He laughed and said yes, they have a luxury bag niche list. I said, “show me the way, well, I mean QR code.”

gold bracelet

My eyes wandered as I searched the various cases in amazement. There were gold rings, a gold bracelet any lady would want. Popular brands like Tiffany, Alexander Sparks, Chanel, and Cartier jewelry lined the cases. Oh, my women would flock to this store if they only knew all that was available. I felt like a celebrity shopping in London and was certainly treated like one.

Louis Vuitton handbag

Luxury Handbags

I stopped in my tracks. The purses that caught my eye were the luxury handbags made by Gaston Louis Vuitton in all of his wonder. There was no denying that the bags stand for durability, fashion, and style. I was a celebrity model looking for the right luxury handbag. Well, at least that’s what I imagined.

I hadn’t forgotten about Tom and his watches, but the luxury handbags took me over. Knowing the style and statement they make in the fashion world was undeniably drawing me into examining each bag, and I had to see them. The bags were exquisite. Gucci bags, Chanel Bags, several Louis Vuitton bags, all waiting for me. My life wouldn’t be the same if I left the store and didn’t at least look at them!

Each luxury handbag was a piece of art. Pre-owned and gently worn, they didn’t show any flaws or scratches because the bags were made with durability in mind. The craftsmanship in each bag was a stand-alone piece of art waiting for me to model. I thought of a dress at my house that would perfectly complement the Louis Vuitton bag I examined first.

I was in heaven. R&J Jewelry and Loan had to be the world’s best pawnshop ever. Ladies would be flocking to this shop if they only knew about all the beautiful authentic luxury handbags R & J Jewelry and Loan carried. There was the correct type of bag for everyone. But I had to find mine.

Louis Vuitton was my go-to brand, and I didn’t want to wear anything else. I wasn’t interested in collecting bags like my husband’s Rolex collection. Nope, I would use them. I used each bag I owned and wore it like I was walking down the runway in London, England, or Paris, France.

My Louis Vuitton handbags created for me a feeling of sophistication and style. Each bag spoke to me. I could imagine sporting my diamond and gold bracelet on my wrist while wearing my Louis Vuitton bag. I don’t think I could pass on shopping for the perfect dress to go with my dream fashion ensemble, but a dress would have to wait. Today it was all about the bags. I smiled, thinking about my outfit, complete with accessories, gold jewelry, and my Louis Vuitton purse.

The pawnbroker must have seen me smiling and came over to see if he could help. He took down bag after bag, and I looked at each of them. The quality was exemplary and able to stand alone concerning popular brands and craftsmanship.

I had my eye on a couple of the bags and only hoped they would be in the store when Tom and I visited for our His and Her Kind of Day shopping trip.

Rolex luxury timepiece

The Day Arrived

Tom and I woke up early and ate breakfast together. I didn’t let him know that I had “pre-visited” R & J Jewelry and Loan and was totally in love with the luxury watches and bags they had on their sales floor. I was excited to go with Tom to the store because I knew the pawnbroker could create a wonderful experience helping Tom and me with all of our questions. I knew that the pawnbroker I met was exemplary and never stopped helping me, even if he didn’t even know if I would return. He still treated me like I was Brad Pitt walking into his store. I knew Tom would be in his happy place, his world when he could see all of the luxury watch brands.

Oyster Perpetual Feature

As we walked into the store, Tom was taken back by the professionalism and how the pawnbroker could steer us right over to the line of watches he wanted to see. Between the time I had visited the store during my “pre-visit” and today, they had gotten in a few new Rolex watches.

Tom said he loves the Oyster Perpetual feature because it certifies that the look has a water-resistant screw-down case back and a self-winding movement powered by the wrist’s motion. I thought to myself, who knew?

I stood there with Tom, now knowing all about the oyster perpetual feature. Tom looked at the Sky-Dweller I had previously admired and the Rolex Yacht-Master, and he was equally impressed with the quality and the affordability of each watch.

He decided to buy the Sky-Dweller. I was elated, and it not only illustrated quality, but it was also a Rolex watch he could proudly add to his collection.

Rolex Daytona Watch

Rolex Daytona

There was another watch he had his eye on. It was a Rolex Cosmograph Daytona. It hadn’t been in the store when I visited before, and Tom had been looking for one because of its mechanical chronograph watch design that meets the needs of racing drivers by measuring elapsed time. It also calculates average time as well.

I wasn’t sure this was the correct type of watch for him because I certainly didn’t want him racing our car through the streets of San Jose, but he knew better than anyone what luxury watch brands he wanted for his ever-growing collection.

Tom told the pawnbroker that he wasn’t sure if he had the cash to buy both watches today because he wanted to find a luxury bag for me. The pawnbroker explained that the watch might not be around long because the inventory changes daily.

Collateral Loan As An Option

He said that Tom could do a collateral loan against one of his other luxury watches if he wanted to go that route and purchase the watch while it was available. Tom explained that a collateral loan might work because he was scheduled to get a considerable bonus next month, and he could pay the loan balance off then.

rolex mariner

SOLD – One Rolex Yacht-Master and One Daytona

Now that Tom was satisfied with his Valentine’s Day gifts and pleased he had the Daytona as a bonus, it was my turn. I shared earlier over breakfast that I wanted a new luxury handbag and that I had some I was willing to try and sell because I didn’t use them anymore. He suggested I find a purse I wanted today, and we could decide to sell the other bags outright later.

We walked over to where the bags were. There was a beautiful Chanel that was calling my name. I had always been drawn to Louis Vuitton bags, but this Chanel was captivating. Some of the bags were leather, and others were Louis Vuitton coated canvas. All the bags were in pristine condition, and the prices were so affordable it was unreal. For luxury bags, the price was right!

As I looked at the new bags that had come in since my “pre-visit,” I kept thinking about who might have worn the bag. Was it a bag I would wear, and would it fit my lifestyle? A girl can’t have too many luxury bags was my perspective.

I saw a gold bracelet out of the corner of my eye. It was a gold tennis bracelet. I asked Tom if I could look at it. He said, “of course.” It was gorgeous. I could see myself wearing my new dress and sporting this bracelet. I just had to have a bag too. So I asked.

“Please?”

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SOLD – A Louis Vuitton Bag and Gold and Diamond Tennis Bracelet

Tom was accommodating and so kind. “Of course, why not? I can pay off a collateral loan when I get that bonus. We can get both today.”

I selected a Louis Vuitton luxury bag and a gold diamond tennis bracelet, and I was delighted. The pawnbroker explains how all of the mechanized is tested for authenticity. He explained that they have to know if something is “real” because they are often loaning large amounts of money on a luxury item so they can’t make mistakes.

Setting Up A Collateral Loan with No Credit Check

Tom set up the collateral loan with the pawnbroker after running home to get one of his Rolex watches out of his collection to use as collateral. I was taken aback when I found out that the pawnbroker didn’t even want to know our credit history or employment record. All that was needed was a valid state ID. Tom assured the pawnbroker and the Rolex watch that “I’ll be back to retrieve it.” I was sure he would because he loves his watches.

driving with luxury watch

Driving home, I realized several takeaway points I had learned from our His and Her Kind Of Day.

1) A Pawnshop is a great place to buy, sell, and loan luxury items

2) R & J Jewelry and Loan has an exquisite selection of pre-owned luxury watch brands and luxury bags

3) The customer service I received from the pawnbroker during my pre and post-shopping visits built the connection I needed to choose R & J Jewelry and Loan as my go-to pawnshop

4) I didn’t know that Rolex made many luxury watches, and each wristwatch has its particular design

5) I had no idea that the gold items were always checked for purity, decreasing the risk of buying something fake

6) I was amazed that the model of the Rolex luxury watch always uses the oyster perpetual feature because it certifies that the watch has a screw-down case back that is water-resistant and a self-winding movement that is powered by the motion

7) Mechanical watches are a watch that uses a clockwork mechanism to measure the passage of time, as opposed to a quartz watch which functions electronically via a small battery, or a radio watch, which is a quartz watch synchronized to an atomic clock via radio waves

8) That pawnbrokers were such experts and willing to share their knowledge

Rolex watch luxury timepiece

9) R & J Pawnshop is an example of a company that cares about its customers

10) Shopping for a luxury watch doesn’t have to be a complicated watch adventure when you choose R&J Jewelry and Loan

11) No matter what reason you are shopping for a luxury watch, an iconic statement of sophistication, a luxury bag, a bracelet with diamonds, or something of value, you can rest assured that pawnshops are the place to visit

Once Home

Once Tom and I got home, we unpacked our gifts. We were so happy. Tom’s phone sounded with a text message, and it asked if his visit to R&J was what he had hoped for and if he would leave a review. Oh yes, he will leave a 5-star review.

We were getting ready to go out for dinner with my new bag on my shoulder and my tennis bracelet sparkling for everyone to admire. I was a fashion statement and felt I could compete with any of the models out there. I was beautiful!

Tom decided to wear his new Rolex. He stood proud and sophisticated. My phone sounded. Ugh, it was a text message. What?! Next week, there is an exclusive sale to “opt-in” folks shopping for luxury bags? I smiled and winked at Tom when he asked who it was. “Oh nothing dear, just and insiders notice about Louis Vuitton.”

How to use a Pawn Shop to your advantage for a loan in San Jose.​

R & J Jewelry

There are several options for instant cash loans in San Jose Pawn Shops. At R&J Jewelry and Loan, you may find our rates, service, and specialty can be of advantage for your financial needs. During this time when economic conditions are up and down, people may need quick cash. R & J Jewelry and Loan is here to help.

Did we get your attention? Are you now wondering how you can use high-rated pawn shops to your advantage for a loan? San Jose Pawn Shops, like ours, specializes in fine watches, luxury purses, jewelry, silver, gold, and vintage jewelry.

Instant Cash Loans in San Jose Pawn Shops.

Saving your Valuables Instead of Selling Them

Have you looked in your drawers, closets, and boxes in the garage? How about that jewelry box on your dresser? Are there valuables you can use for a collateral loan instead of selling them when you need quick cash? Use your valuables when you need to secure funding for the short term. Depending on your circumstances, selling your luxury watches, diamond jewelry, musical instruments, or valuables may be a hard thing to do. In this case, you can leverage a pawn shop loan to borrow cash against your item(s) without having to sell them. It’s a win-win for everyone.

How Does A Pawn Shop Loan Work?

A pawn shop loan is a collateral loan. In San Jose, CA 95122, you bring in an item you own to us here at R & J Jewelry and Loan, show us a valid identification, and we give you an offer based on the current market value of your item. We offer some of the best collateral loans and our process is transparent. After we make an appraisal and offer and you have agreed on a price, you are given the funds, and the item is stored securely at the pawnshop during the loan term.

Once the agreed-upon term (typically 4 months in California) which includes the principal amount and any fees is paid in full, you leave with your item(s). There is no need for a credit check.

Using Your Collateral Instead of Using Your Personal Credit

By using an item you own as collateral instead of using a credit card or bank loan you are protecting any effect on your credit score. Pawn Shops don’t report to the credit bureau nor do they do credit checks.

By using a Pawn Shop Loan in San Jose, you can take advantage of the collateral you own by borrowing against it to fulfill your short-term financial needs.

Walking you through a scenario:

It’s Saturday and you are perusing pawn shops in San Jose. There it is… a nice new Louis Vuitton. You have to have it. You know that in two months, you’ll be receiving a bonus from work and be able to pay it off. Your credit usage is high, and you are closing on a house in nearby San Jose and you can’t use your credit card.

By using your collateral, your Rolex, for a loan at R&J Jewelry and Loan, you then get the cash you need to get the new purse. In two months your check arrives, you pay the loan off, and close on the house without using your personal credit.

Why Choose R&J Jewelry and Loan in San Jose

In California, there are several leading pawn shops providing cash loans. The majority of these pawn shops are part of the California Pawn Brokers Association. In San Jose, we are the top rated for all luxury loans near the other bay area pawn shops. In addition to writing pawn loans, we buy sell gold, rare coins, high-end watches.

R&J Jewelry and Loan is a family-owned establishment, first opening its doors in 1978. Since then, we have built our reputation on personalized service and an extensive selection of fine jewelry, watches, and designer handbags. We strive to set ourselves apart from other pawn shop businesses by offering the best cash offers.