san jose – Page 13 – R & J Jewelry & Loan

FAQs About Pawn Shop

09 Feb 2023
R&J
Bullion / Coin, Designer Handbags, Diamonds, Fine Watches, Gold, Jewelry, Loans, Pawn
Comments Off on FAQs About Pawn Shop

It’s difficult to watch TV these days without coming across a pawn reality show. While they provide excellent entertainment by exposing some of the more unusual things and individuals in the pawn market, they also leave many viewers with misconceptions about how the pawn industry actually works. We’d like to clear up any confusion by answering 10 Common Questions About How Pawn Shops:

1. What is a pawn shop?

A pawn shop is a business that offers loans in exchange for personal property. Pawn shops typically accept items of value, such as jewelry, diamonds, gold, silver, luxury handbags and more as collateral for a loan.

2. How do pawn shops work?

Pawn shops offer loans to customers who bring in items of value as collateral. The loan amount is typically based on the value of the item being pawned. If the customer is unable to repay the loan, the pawn shop will keep the item and sell it to recoup their losses.

3. What are the benefits of pawning an item?

Pawning an item can be a quick and easy way to get a loan. Pawn shops typically do not require a credit check, so they are willing to lend to customers with poor credit. In addition, pawn shops usually allow customers to pawn items longer than other types of loans, such as payday loans.

4. How can I find a pawn shop near me?

The best way to find a pawn shop near you is to search online or in the Yellow Pages. You can also ask friends or family members if they know of any pawn shops in your area. Once you have found a few pawn shops, be sure to call and ask about their loan terms and conditions before bringing in any items.

5. What should I pawn?

You can pawn almost anything of value, including jewelry, diamonds, gold, silver, and even luxury handbags. However, not all pawn shops accept every type of item. Be sure to call ahead and ask if the pawn shop accepts the type of item you wish to pawn.

6. Do I need an ID to pawn an item?

Yes, most pawn shops will require some state issued identification to pawn an item. This is typically done to prevent theft and fraud. Be sure to bring a valid ID, such as a driver’s license or passport, when you pawn an item.

7. What if I can’t repay my pawn shop loan?

If you are unable to repay your pawn shop loan, the pawn shop will keep your property and may sell it to recoup the loan amount. You will also likely be charged additional fees for extending the loan or defaulting on the loan.

8. What are the risks of pawning my property?

The biggest risk of pawning your property is that you may not repay the loan and lose your collateral. Pawn shop loans also typically have high-interest rates, which can make it difficult to repay the loan. Finally, if you default on your pawn shop loan, the pawn shop may report the delinquency to the credit bureaus, which could damage your credit score.

9. How is the value of an item determined for pawning and selling?

The value of an item that is pawned or sold depends on many factors, the most important of which is the market value. Other considerations include the condition of the item, its age and provenance, and any sentimental value it may hold. Pawn shops typically offer 30-60% of an item’s market value, while pawnbrokers may offer up to 80%. Private buyers usually pay closer to market value, but this can vary depending on their own personal circumstances. Ultimately, the decision of how much to pawn or sell an item for is up to the individual. However, it’s important to be realistic in valuing items to ensure a fair deal.

10. Is the information about my pawn loan secure and confidential?

At pawn shops, the security and confidentiality of your pawn loan information are of the utmost importance. The law requires pawn shops to keep all pawn loan information confidential. This means your pawn loan information will not be shared with anyone without your permission. Pawn shops are also required to keep all pawn loan information secure.

Conclusion

Are Pawn Shops Risky? Absolutely, some can be, but on the contrary to popular belief, most pawn shops provide their customers with a clean, confidential and friendly environment to conduct business. Furthermore, pawn shops are highly regulated enterprises that take great care to follow all regulations governing our sector.

7 Affordable Holiday Gifts for Women in 2022 that you can Buy from a Pawn Shop

19 Dec 2022
R&J
Fine Watches, Gold, Jewelry, Loans, Luxury Watches, Pawn, Silver
Comments Off on 7 Affordable Holiday Gifts for Women in 2022 that you can Buy from a Pawn Shop

Have you ever realized how instantly market prices increase every year as the Christmas season nears closer? The price rises so high that your gifting plans every year are enough to dig a big hole in your pocket!! Amidst the rising prices, are you stuck in deciding what to gift your female friends for Christmas? Are you suspicious if your mom will like the gift you have planned for her? Or do you want to spoil your lady with a gift just made for her? Don’t worry, we are here because you thought of an “affordable Christmas gift for women” (or something similar).

Today we will mention lovely gifts that look expensive, but can only be brought at an affordable price from the R and J Jewely and Loan pawn shop in San Jose.

And trust us, you would want to buy all of them for your special ladies!

7 Affordable Christmas Gifts for Women

Branded Watches.

Thought gifting a branded watch to your female friend (who is more than just a friend) would be like digging a hole in the pocket? Well, to your rescue, we suggest you check out some of the most beautiful vintages and branded watches for women at the R&J Best Pawn shop in San Jose. The store is full of vintage branded watches that you can gift to your love interest if she likes vintage products.

Charms Pendants

If the one receiving a gift from your end is your lovely daughter or a lady in her young age, the best gift for them would be something that can protect their innocence from the evil eye! Although the little girl may mean the world to you, you do not necessarily have to be a spendthrift for them, since we’re here.

Try gifting her a beautiful charm pendant as a bracelet or necklace! If you are yet to decide on an affordable place to buy a charms pendant, then don’t forget to add up the R&J Jewelry shop in San Jose to your go-to list. The pawn shop in San Jose will provide you with all the affordable charms pendants for women that you may consider gifting this Christmas.

Handbags

Wish to earn a few bonus points in the good books of your female colleagues? Then gifting them branded handbags can be a great idea! Wait, Branded handbags do not have to be expensive all the time! Check out these affordable branded handbags from R&J Jewelers in San Jose, before scrolling away from one of the most excellent yet affordable Christmas gift ideas for women.

Necklace

The love of your life deserves the world, and we agree with that fact. But we also want to remind you; she deserves your efforts more! You don’t have to be broke to give her the world. Just find the right necklace from the wide collection of gold and diamond necklaces at R&J Jewelry and Loan Pawn Shop in San Jose. The store is full of beautiful and unique designs, and is also available at affordable rates!

Brooches and Accessories

Repeat after us! Women are not hard to understand! Your female friends will love it if you be considerate and gift them useful items, such as brooches, and accessories, such as earrings and rings.

We promise these brooches will be all that your near and dear female friends will admire for the whole of Christmas eve!

Gold and Silver Jewelry

Gold and Silver are no doubt expensive metals, and gifting your lady love something made of these metals would mean a lot of money in general. But, the pawn shop in San Jose makes the deal easier for you by availing of one-of-a-kind gold and silver jewelry at affordable prices!

Final Words

As the holiday season closers, the market prices of literally everything rise higher and higher! If your holiday shopping has halted because you could not find valuable gifts for the precious ladies around you, then the pawn shop; R & J Jewelry and Loans has brought a smarter way out! Just check out the wide range of affordable gift items for women at the store, and buy exciting deals for the holiday season!

Wait no more! This Christmas, make every loved one feel special!

“Inside” Of A Louis Vuitton Bag?

20 Jun 2022
R&J
Designer Handbags, Loans, Louis Vuitton, Pawn
Comments Off on “Inside” Of A Louis Vuitton Bag?

A Typical Handbag Has a Place for Everything You Need On the Go

A handbag provides space for many things for a busy person on the go. Purses don’t have to be ugly, big, bulky, or out of style. A purse or handbag makes a statement while providing portable storage space for everything you need while out and about.

Learn to prioritize what you need, so you don’t just have a handbag full of clutter and stuff.

A wallet, phone, and keys are a good start. Nothing is more frustrating than trying to check out with the fancies you purchased at a store, and then discover you left your wallet on the counter at home.

Some people like to carry pocket-size tissues just in case of that occasional sneeze or makeup smear.

Depending on the size of your bag, a small cosmetic bag, hair brush, and ties might be in order.

There’s nothing like a notebook and pen to write down numbers, names, or details until you get home and can enter them into your computer.

Inside Louis Vuitton Bags

Let’s talk craftsmanship, not things you put into the authentic bags. You are the go type of person and love to get out and about. You own a collection of Louis Vuitton Bags and have your favorites. What do different Louis Vuitton Bags have on the inside and outside, and what makes them genuine and special?

Louis Vuitton Bag Linings

Louis Vuitton bags use various linings, and the linings are always high quality. The company uses canvas lining in red or honey, fine monogram patterns, cross-grain leather, tone-on-tone polyester, or microfiber suede.

A Louis Vuitton canvas handbag is a coated canvas bag. The canvas is either Louis Vuitton’s famous Monogram pattern or Damier print. Both canvas styles are durable and water repellent. The Damier Evene Canvas bags are lined with red microfiber. The classic Louis Vuitton Monogram Canvas is generally lined with brown cotton textile lining.

The pattern on each bag is made of tan LV logos on a dark brown background. Epi leather and Mahina handbags are lined with suede-like microfiber suede, but some Louis Vuitton bags have been relined with non-authentic materials. The original material either matches the exterior of the bag, or maybe includes lining with a contrasting color. Some older bags have a washable lining.

The Louis Vuitton Signature Monogram Canvas

The Luis Vuitton monogram was designed by Georges Vuitton in 1896. It was a branding effort for his luggage business and is now a recognizable mark on each genuine Louis Vuitton bag.

The tail of the “L” is short. The “O” is round not oval and looks larger than the “L”. The “T” should be almost touching and close together.

The LV logo is similar and referred to as the LV monogram.

The signature monogram pattern is never reversed or done with additional colors. The Monogram pattern is symmetrical from left to right, and a counterfeit bag is easily spotted when compared to an authentic Louis Vuitton bag.

A genuine Louis Vuitton Bag has complementary Vachetta Leather, which is a natural hide that becomes a classic darker caramel color. Louis Vuitton doesn’t use plastic or PU leather.

Remember that Monogram pattern bags are never lined with brown suede.

The Damier Graphite canvas

This pattern uses a classic block pattern in black and grey. Damier means checkerboard in French. Damier canvas is not leather but a man-made material made of plain-woven fabric. The Damier canvas was reintroduced in 1996 in Ebene color, which is a neutral brown shade. The block patterns always line up.

Upside Down LV

Is this a mistake or do real Louis Vuitton bags have this?

There are original Louis Vuitton handbags with upside-down LVs on the backside. This is because, in the craftsmanship of the bags, Louis Vuitton uses one continuous piece of leather wrapping from the front side to the backside which causes the LV to be upside down. The Speedy bag is a good example of this. It has no seam on the bottom of the handbag.

Date Code Stamp

Louis Vuitton bags have date code stamps if they were crafted after 1980. They are typically located on the interior tags, interior lining, or leather fixtures. Sometimes the date codes are on the exterior in a hidden place and each style of bag has there own date code location.

Reading the Date Stamp

The date code stamp represents when the bag was made and where. The date code is a combination of letters and numbers. The letters stand for the country the bag was made in and the numbers stand for the date. There is a combination of numbers in the date codes that represent different information.

For instance, the Louis Vuitton date codes between 1990 and 2006, the first and third number stands for the month and year the handbag was made and the second and fourth numbers stand for the year. After 2007 the date codes included two letters for where the bag was made and two numbers indicating the week and year the luxury handbag was made.

Date stamps found on a Louis Vuitton bag must be pressed evenly and the spacing needs to be perfectly placed on the right shape tag for the handbag.

Here is a date code table from Couture USA.

There are various country codes. There are ten country codes for Italy BC, BO, CE, FO, PL, MA, RC, RE, SA, and TD. The United States has six country code options depending on where the bag was made.

Louis Vuitton – Neverfull Bags

The Neverfull was made after 2007. This bag was roomier to hold all the things the on-the-go person needs whether they are out and about during the day or night or both.

The Neverfull is made from a Monogram canvas with natural cowhide trim. It has side laces that create a sleek look and it can be carried on the arm or shoulder.

The Neverfull Monogram has a tan interior with thin brown stripes giving the handbag a sophisticated look. Originally the luxury handbag was made only with Beige lining in Monogram, Damier Azur, and Red lining in Damier Evene. This remained true from 2007 until 2014. The luxury hand bag has a detachable clutch that can be used on its own or attached to the interior of the purse.

Louis Vuitton’s Hardware

The hardware used for Louis Vuitton bags is usually in brass, golden brass or silvery metal. There is a school of thought that Louis Vuitton hardware doesn’t chip, tarnish, or wear off. Unfortunately, this is an urban myth and isn’t true. Most of the hardware used today is plated metal but it does tarnish.

Louis Vuitton Zipper Pull

The zipper pull on genuine Louis Vuitton bags will have a clear lv stamp on the pull. All Louis Vuitton bags manufactured since 1991 have golden brass zipper hardware with the LV logo. Prior to 1991 zippers were Swiss-made, Eclair, or made by other companies. The top pull will have deeper embossing than the bottom pull.

Louis Vuitton zipper pulls do tarnish and they may need to be replaced. Louis Vuitton will replace the zipper pulls and will be done on site free of charge. If the whole zipper needs to be replaced the bag will need to be left while the repair is made.

Louis Vuitton Handles

Vachetta leather is used for Louis Vuitton bag handles. The latter is a natural toned cowhide that transforms into a rich honey color as the purse ages. Air contributes to the change in color. The handles have an even layer of glazing applied. The leather handles with some darkening indicate a real Louis Vuitton bag with real handles. The authentic Louis Vuitton Alma has five stitches across each of the tabs that secure the handles. The tabs do not have any back and forth or zig zag stitching, and the perfection of the stitching is exquisite

Louis Vuitton Bag Stitching

Unique to the Louis Vuitton bag is that the stitching count never changes. The number of stitches is matched to the location of the stitches. Like explained in the above paragraph, the leather handles on the Alma is exactly five, no more – no less. The stitches are mustard yellow in color.

Classic bags have stitching, the was made with white thread made from linen, dyed yellow and reinforced with beeswax.

Louis Vuitton Bags

In 1859, Louis Vuitton started a journey to becoming a company recognized within the fashion world. By 1925, a dome-shaped designer purse was designed for personal use. The purse was in high demand, and today many women carry genuine Louis Vuitton purses.

Reaching a younger generation with a need for trendy sophisticated style, Louis Vuitton offered limited edition luxury handbags, which quenched the appetites of the customers.

LV bags are available directly through their official website louisvuitton.com and a high-end department store like Saks, Nordstrom, Neiman Marcus, and Bloomingdale. Louis Vuitton does not discount their purses. In fact, Luis Vuitton burns unsold pieces to protect their rare and desired products.

Unsold LV bags

Authentic Louis Vuitton bags that are not sold are part of the products disposed of. Another reason Louis Vuitton engages in an end of the year burn is because of the “duty drawback” law. The law states that if a product is imported into the US after paying a duty on it, it is destroyed after customer notification and the duty is paid back to the company.

LV bags are expensive, and the duty is about 15-25%. By burning the unsold purses, the company makes up some of their loss by getting the duty back.

Where to Buy a Louis Vuitton Handbag

A real Louis Vuitton handbag can be expensive. They are an exclusive brand that continues to attract customers who want to buy one for their own personal use or add to their Louis Vuitton collection. Vintage Louis Vuitton bags and modern LV handbags in style for 2022 with a dust bag and an authenticity card will both demand a high price.

There are online stores that sell gently used Louis Vuitton bags at a reduced price. The bags are mailed to you after they are paid for. A drawback is the authenticity process used for these bags. Nothing would be worse than paying the price for a gently used bag to find out it is one of the many counterfeit bags on the market today.

Visiting a trusted pawn shop may create an option for you to get an authentic bag and save money in the process. Pawn shops buy, sell, and loan against luxury items. This includes luxury handbags. Louis Vuitton bags are often brought into the shops with their dust bags and receipts to secure quick cash. Depending on the situation, they are then placed on the retail floor for sale or listed on the pawn shops’ online store.

Pawn shops must authenticate the bags they take in, because if they wrote a loan on fake Louis Vuitton bags, they would lose money and customers.

R & J Jewelry and Loan

If you are looking for a specific bag, a Louis Vuitton bag made in France, or one of the many beautiful Monogram bags, check R & J Jewelry and Loan. The shop specializes in luxury bags and authenticates the bags that come into their shop.

R & J Jewelry and Loan is a family owned pawn shop providing an alternative financial option to the community since 1978. They have built a reputation on personalized services and huge jewelry selections. They provide a range of prices on all jewelry items, providing customers with the opportunity to save money.

R & J Jewelry and Loan has a large selection of luxury handbags for you to purchase to gather your items together for your on the go lifestyle.

When money is tight, it can be difficult to know where to turn for help, but the answer could be sitting right in your own closet. Your luxury handbags and accessories can be used as collateral for pawn loans at R & J Jewelry & Loan pawn shop. We offer pawn loans in San Jose, CA that allow you to borrow against your luxury items and receive a low-interest cash loan with a four-month repayment plan.