Transform Your Treasures: How We Buy Diamonds and Gold for Instant Cash

Trusted Gold Buyer

Are you looking to sell diamonds and gold, but uncertain where to get money to start? Say no more. R&J Jewelry and Loan provides an honest and efficient way to turn your valuable jewelry into cash. We buy diamonds and gold, and this blog outlines the straightforward process, giving you the knowledge to sell with confidence, assured of transparent valuations and immediate payment.

Key Takeaways

  • R&J Jewelry and Loan is a reputable source for instant cash loans, using items like gold and diamonds as collateral, and is backed by trained and experienced staff, including a GIA trained gemologist.

  • They offer a meticulous evaluation process for diamonds and gold, ensuring customers receive a fair and competitive offer, based on carat weight, clarity, color, gold purity, and current market conditions.

  • Apart from buying, customers can sell or consign their valuable items for cash, with consignment offering professional marketing, potentially leading to higher returns than instant selling.

R&J Jewelry and Loan: Your Trusted Diamond and Gold Buyers

Established in 1978, R&J Jewelry and Loan has become a pillar of dependability within the local community. Central to their philosophy is to provide assistance through collateral pawn loans, allowing those facing immediate financial pressures to access necessary cash. This establishment doesn’t just conduct transactions—it serves as an essential lifeline for individuals navigating tough periods.

R&J Jewelry and Loan distinguishes itself with its proficiency in handling diamonds and gold. They offer specialized services for customers looking to convert unwanted diamond rings or inherited gold jewelry into cash, thanks to a team adept at valuing such precious items.

Our History and Mission

Gold Buyers

R&J Jewelry and Loan has a long-standing tradition of serving the local community. The business was founded on a simple yet powerful idea: to help locals meet their cash needs through collateral pawn loans. Over the years, they’ve provided low-cost alternatives for immediate cash loans, using customers’ valuables as collateral, and have become a lifeline for many facing unforeseen expenses, job loss, or monthly bill challenges.

Proudly family owned and operated, R&J Jewelry and Loan brings commitment and discipline to its business operations. This dedication to service and community support has made them a key player in the pawn shop industry and a trusted local consignment store for all things diamonds and gold.

Expert Staff

The success of a business depends on the caliber of its team, and R&J Jewelry and Loan exemplifies this truth. Their experts constantly hon their skills to maintain high levels of knowledge in the industry. Integral to their staff is a gemologist with GIA certification who brings extensive experience, guaranteeing that customers receive equitable and attractive proposals for their jewelry.

Expertise alone isn’t what sets them apart. The personnel at R&J Jewelry and Loan also offer thorough counsel about both jewelry aspects and loan processes to clients. They enrich their proficiency through interactive conversations, helping clients stay abreast of evolving norms and methods within the sector.

Through an unwavering dedication to perpetual education combined with outstanding attention to customer care, R&J Jewelry and Loan has cemented itself as your reliable ally, whether you’re in the market for acquiring or offloading diamond-embellished pieces or gold items.

Evaluating Your Diamonds and Gold

we buy diamonds & gold

Grasping the value of your diamonds and gold is crucial. At R&J Jewelry and Loan, our appraisal method emphasizes aspects such as carat weight, quality, and state to guarantee that customers get an equitable evaluation grounded in the inherent value emanating from the precious metals and stones.

Valuation extends beyond mere raw materials. Depending on how a purchaser appraises them, patrons might obtain a modest surplus above their diamonds’ and gold’s fundamental value. This indicates you have the opportunity to depart with a sum exceeding merely what your items are worth in their unprocessed form.

Diamond Evaluation

Lab Grown Diamonds

The valuation of diamonds begins with the determination of their carat weight, which is indicative of their size. It’s the cut that holds paramount importance in defining a diamond’s quality, as it influences how well the stone can reflect light and exhibit brilliance.

Each diamond goes through a scrutiny for clarity to spot any blemishes or internal features called inclusions. These flaws are usually so small they’re invisible without magnification. The assessment of color measures whether a diamond displays any tint. Those without noticeable color are considered most precious. In essence, the greater the degree to which a diamond is unblemished, the more valuable it becomes.

Gold Evaluation

Alternatively, gold’s value is gauged by its purity, commonly measured in karats where 24 karat signifies pure gold. The mass of the gold items also affects their worth, with those that are more substantial usually commanding a higher price. For more efficient appraisal, you might sort your collection into two piles, depending on the karat rating of each piece.

Gold prices fluctuate daily due to varying economic conditions, which establish a starting point for pricing individual pieces. Being informed about current market trends and maintaining realistic expectations regarding selling prices—which typically reflect the raw metal’s value—can facilitate smooth transaction negotiations.

The preservation of these gold artifacts can influence how much they sell for. Well-maintained items often garner amounts closer to their full retail value as fine jewelry, rather than merely being priced based on the weight and purity of the contained precious metal.

Selling Your Diamonds and Gold for Instant Cash

We buy diamonds & Gold

At R&J Jewelry and Loan, you can receive instant cash in exchange for cold hard cash for your valuable items, offering that much-needed financial boost when necessary. They take pride in extending equitable and fair proposals to ensure you get real money for your personal belongings. If you are considering selling a diamond, particularly those weighing 1 carat or more and certified by GIA or EGL, they tend to fetch top dollar with this establishment.

Possessing either an individual diamond ring or an assortment of estate jewelry makes no difference when it comes to the extra cash and convenience. Converting these treasures into quick cash is straightforward at R&J Jewelry and Loan. Next up is looking into the steps required to prepare your possessions for sale, as well as gaining insight into what the actual selling procedure entails.

Preparing Your Items for Sale

Before visiting the consignment store in your vicinity, you can perform a few preparatory actions with your jewelry. Begin by thoroughly cleaning your pieces. Buffing the metals and clearing any accumulated dirt from gemstones enhances their presentation value, which may influence their appraised value.

Arranging your jewelry according to category and quality streamlines the evaluation procedure at the consignment store, assisting in determining their accurate market value. Although it might seem insignificant, taking this step is crucial for securing top dollar when selling your items through a consignment shop.

The Selling Process

Once your items are spic and span and systematically arranged, make your way to R&J Jewelry and Loan. Here, the adept staff will navigate you through each step of the sales process. The team’s prowess in business transactions and client relations is epitomized by employees who excel notably during evaluations.

At R&J Jewelry & Loan, personnel possess a wealth of knowledge that they share with patrons regarding their products up for sale, which facilitates effective bargaining. Opting to do business with a pawn establishment like this one presents the fastest way to secure immediate cash for your jewelry pieces, pricing them according to the worth of both metals and gems involved.

Browse Our Selection of Pre-Owned Jewelry

We Buy diamonds & Gold

Should you find yourself in the market to purchase rather than offload jewelry, R&J Jewelry and Loan is at your service. We ensure that each piece of previously owned jewelry is verified and rigorously tested for its quality before it’s presented for sale. Our inventory encompasses an extensive range of secondhand jewelry choices, including:

  • silver

  • gold

  • platinum

  • various precious stones

  • distinctive vintage items

Our assortment includes many types, such as diamond rings that epitomize timeless elegance, or pieces steeped in unique historical value encompassing:

  • rings

-bangles,

-necklaces,

– and earrings.

You may also delve into our selection, featuring pieces once considered unwanted, now awaiting new ownership.

If customization is what you desire, R&J Jewelry and Loan provides jewelry repair and design options for creations and offerings tailored to suit individual tastes.

Quality Used Clothing and Accessories

R&J Jewelry and Loan isn’t limited to just jewelry offerings. They boast a selection of high-quality, second-hand accessories, featuring luxury handbags from prestigious labels such as Louis Vuitton and Chanel. By purchasing these pre-owned pieces at R&J Jewelry and Loan, you not only encounter fantastic deals, but also engage in sustainable shopping practices.

In your quest for fresh wardrobe additions or the perfect designer accessory to complete an outfit, make R&J Jewelry and Loan your go-to destination. Here you’ll find superior used accessories that can help reduce costs and provide a way to get quality at a reduced cost. 

Great Bargains on Fine Jewelry

Should you have an affinity for exquisite jewelry, R&J Jewelry and Loan is a treasure trove waiting to be explored. They provide:

  • Gently used jewelry that serves as an economical option compared to buying new

  • Exceptionally made presents at significantly reduced prices

  • An extensive selection of designs ranging from timeless classics to renowned designer brands

There are items designed to complement everyone’s personal taste and stylistic choices, including a few carefully selected ensembles.

The thrill of shopping at R&J Jewelry and Loan may well be in the serendipitous discovery of singular pieces steeped in history. Such treasures are not merely ornamental. They come with rich narratives that transform them into tangible links to the past. Supported by knowledgeable staff members who understand discerning tastes, customers can expect nothing less than quality merchandise replete with cultural value.

Consigning Your Diamonds and Gold

Lab Grown Diamonds

If you’re not in a hurry for immediate cash and would rather maintain ownership of your belongings until they are sold, R&J Jewelry and Loan provides an alternative through consignment. This option allows you to benefit from their expert marketing services and secure storage, which enhance the likelihood of a prosperous sale.

Should you wish to sell individual pieces or an extensive assortment, opting for consignment of your diamonds and gold with R&J Jewelry and Loan could represent the perfect strategy for your needs.

How Pawning Works

Entrusting your diamonds and gold to a consignment process means you maintain ownership while having them appraised at R&J Jewelry and Loan. A GIA certified gemologist conducts their evaluation, which guarantees the offer will be fair and competitive.

Opting for a pawn loan will result in an instant payout, while you maintain ownership. It can be advantageous when dealing with high-value items, well-maintained pieces, or antique jewelry. 

Advantages of Pawning

Entrusting your diamonds and gold to R&J Jewelry and Loan offers the assurance of safety often lacking in many pawn shop stores. When you select a trustworthy store like ours, you gain the confidence that your precious items are well-protected.

Unlike most other pawn shop stores, when you place your valuables with R&J Jewelry and Loan for Pawn, they are not merely kept secure, they are there to pick up once your loan is repaid in full. 

Summary

R&J Jewelry and Loan has been serving the community since 1978, providing a suite of services from purchasing your diamonds and gold to offering pawn loans on valuable pieces. As more than an ordinary pawn shop, they are committed to their mission of supporting locals and employ a team that receives continual training to ensure expert service in handling all jewelry-related transactions.

If you have unwanted jewelry that you wish to convert into cash, or if you’re on the hunt for great bargains on previously owned treasures, R&J Jewelry and Loan is your go-to destination. Don’t delay. Seize the opportunity now to discover what they can offer you.

Frequently Asked Questions

What is the best way to sell diamonds and gold?

Visiting local jewelry stores presents the optimal approach to sell your diamonds and gold. By engaging in face-to-face discussions with purchasers at these shops, you can investigate various avenues for selling your precious items.

This strategy ensures you secure the highest possible price for your jewelry pieces.

Are diamonds worth selling?

Selling diamonds isn’t considered valuable, because they tend to fetch a resale price that’s significantly lower than the initial purchase cost, often between 25% and 50% of what was originally paid.

Does gold and diamonds hold value?

Certainly, gold and diamonds retain their value, potentially offering comparable resale value when transacted in proper amounts. Ensuring you deal with the minimum volume necessary for purchasing and selling is crucial to obtain a wholesale rate.

Are old diamonds worth anything?

Indeed, the value of ancient diamonds stems from their scarcity and distinctive characteristics. Their valuation can fluctuate depending on the inclinations of collectors, as well as moral contemplations associated with diamonds cultivated in laboratories.

It is essential to consider these factors while evaluating their value.

Should I remove diamonds before selling gold?

It is advisable to extract the diamonds before selling your gold, to maximize the value of each. Visiting a bustling jeweler that deals in comparable designs may enhance your chances of securing a more favorable transaction.

The Safe Haven of Pawn Loans: R&J Jewelry and Loan

Pawn Loan

In today’s fast-paced financial world, life’s unexpected expenses can hit us like a bolt from the blue, leaving us scrambling for solutions. Whether it’s an urgent medical bill, a sudden car repair, or any other unforeseen financial demand, access to quick and reliable solutions becomes paramount. In these moments of uncertainty, pawn loans are a reliable lifeline for individuals seeking immediate financial assistance. Despite common misconceptions, pawn loans offer a safe and convenient avenue to access cash without the hassle of credit checks or lengthy approval processes. In this comprehensive guide, we’ll delve into why choosing a pawn loan ensures safety, but also unparalleled convenience, shedding light on the extensive benefits and processes involved.

At R&J Jewelry and Loan, you can rest assured, knowing you are in the right place to secure fast cash. They accept all types of luxury items and will give you the cash you need in minutes. 

Understanding Pawn Loans

Before we dive into the safety and convenience aspects, let’s first grasp the fundamentals of a pawn loan. A pawn loan operates on a simple principle: borrowers pledge personal items of value, such as jewelry or watches, as collateral in exchange for a cash loan. Unlike traditional loans, pawn loans do not require a credit check or proof of income, making them accessible to individuals from all financial backgrounds.

Safety Measures in Pawn Transactions

Ensuring the safety and security of pawn transactions is a top priority at R&J Jewelry and Loan in San Jose, CA. Here’s a glimpse into the measures we take to safeguard your interests:

  1. Licensed and Regulated Operations: R&J Jewelry and Loan operates within the legal framework set by local and state regulations. As a licensed pawnbroker, we strictly adhere to guidelines governing pawn transactions, ensuring compliance with all legal requirements. This regulatory oversight provides an added layer of protection for both borrowers and lenders, minimizing the risk of fraudulent activities.

  2. Secure Storage Facilities: Once you pledge an item as collateral for a pawn loan, it’s housed in our state-of-the-art facilities. Equipped with advanced security systems, including surveillance cameras, alarms, and secure vaults, our storage facilities are designed to protect your valuables from theft or damage throughout the loan period.

  3. Transparent Terms and Conditions: Transparency is the cornerstone of our pawn loan process. Before finalizing a pawn transaction, we provide clear and concise terms and conditions. This includes details such as interest rates, repayment terms, and any associated fees. Our aim is to ensure that borrowers have a comprehensive understanding of their obligations, empowering them to make informed decisions.

  4. Compliance with Privacy Laws: Respecting your privacy is non-negotiable for us. We strictly adhere to all privacy laws and regulations, ensuring the confidentiality of your personal information. Whether it’s handling sensitive financial data or maintaining the confidentiality of pawn transactions, we take every measure to safeguard your privacy rights.

Gold Buyers

Convenience of Pawn Loans

Apart from being safe, pawn loans offer unmatched convenience for individuals in need of immediate financial assistance. Here’s why opting for a pawn loan with R&J Jewelry and Loan is a highly convenient choice:

  1. Instant Access to Cash: Pawn loans provide swift access to cash upon acceptance of the loan offer. Unlike traditional loans that involve lengthy approval processes, pawn loans offer a quick turnaround time, making them ideal for emergencies or unexpected expenses requiring immediate financial assistance.

  2. No Credit Checks or Income Verification: Traditional lenders often subject borrowers to rigorous credit checks and income verification processes. In contrast, pawnbrokers like us at R&J Jewelry and Loan don’t require such documentation. Whether you have a poor credit history or irregular income streams, you can still qualify for a pawn loan based solely on the value of your collateral.

  3. Flexible Repayment Options: We understand that everyone’s financial situation is unique. That’s why we offer flexible repayment options tailored to your needs. Whether you prefer a short-term repayment plan or need the flexibility to extend the loan term, we work with you to find a solution that fits your budget and financial goals.

  4. No Impact on Credit Score: Since pawn loans are collateral-based, they don’t affect your credit score. Unlike traditional loans that may impact your creditworthiness and future credit eligibility, pawn loans offer a discreet way to access cash without risking damage to your credit profile.

We buy diamonds & Gold

What is a Collateral Based Loan? 

A collateral-based loan, often referred to as a “secured loan,” is a type of loan where the borrower pledges an asset as collateral to secure the loan. This collateral serves as a form of security for the lender, reducing their risk if the borrower defaults on the loan. The pledged asset can vary widely depending on the type of loan and lender’s requirements, but common examples include designer watches, diamonds, jewelry, gold, luxury items, or other valuable possessions.

The collateral guarantees the lender can seize and sell the asset to recover the loan amount if the borrower fails to repay the loan according to the agreed-upon terms. This reduces the lender’s risk, making secured loans less risky for lenders compared to unsecured loans, where there is no collateral involved.

One of the key benefits of collateral-based loans is that they often come with lower interest rates compared to unsecured loans because of the reduced risk for the lender.

Additionally, secured loans may be more accessible to individuals with lower credit scores or those who may have difficulty qualifying for unsecured loans due to their credit history.

It’s important for borrowers to carefully consider the terms and conditions of collateral-based loans before proceeding. Failure to repay the loan can result in the loss of the pledged asset, so borrowers should only pledge assets they are willing to part with if necessary.

However, when used responsibly, collateral-based loans can be a valuable financial tool for accessing funds at more favorable terms than other types of borrowing.

pawn loan

Choosing a pawn loan with R&J Jewelry and Loan in San Jose, CA, provides a safe, secure, and highly convenient solution for individuals facing financial emergencies. With our commitment to safety, transparency, and privacy, you can trust us to provide a secure lending experience. Whether you need cash for a medical emergency, home repairs, or any other unexpected expense, consider the safety and convenience of a pawn loan with R&J Jewelry and Loan.

R&J Jewelry and Loan – The Pawn Shop Buys Gold

Jewels and gold coins

R&J Jewelry and Loan buys, sells, and uses gold items as collateral for pawn loans. When you decide to liquidate your gold, gold jewelry, bullion, coins, or other gold items, R&J Jewelry and Loan, a trusted pawn shop can test and value your gold and get you the best price for your things.

 

The History of Gold

The discovery of gold is not attributed to a single moment or location, as gold has been known to humans for thousands of years.

The earliest known gold jewelry dates back to around 4000 BCE and was found in what is now Eastern Europe. The ancient Egyptians were also known to have used gold for jewelry and decorations as early as 2600 BCE.

Gold was also highly valued by ancient civilizations in South America, such as the Incas and the Aztecs, and in Asia, including in China and India.

Lydian merchants used stamped lumps of a silver and gold mixture called ‘electrum.’ Electrum is a naturally occurring alloy of gold and silver, with trace amounts of other metals such as copper and sometimes palladium. The exact composition of electrum can vary, but it typically contains between 60 to 90 percent gold.

Electrum was highly valued in ancient times, particularly in the Mediterranean region, where it was used to make coins, jewelry, and other decorative objects. The earliest known electrum coins were minted in Lydia (in modern-day Turkey) in the 7th century BCE, and the use of electrum for coins was widespread in the region until the invention of silver and gold coins.

In addition to its use in coinage and jewelry, electrum was also believed to have mystical or magical properties in some cultures. The ancient Greeks, for example, associated electrum with the sun god Apollo, and some ancient societies used electrum for ritual or religious purposes.

The Incas were known to have held the sun as a sacred symbol, and they believed their Emperor, the Sapa Inca, was a direct descendant of the sun god Inti. The Incas also highly valued gold, which they considered the sweat of the sun or a physical manifestation of the sun’s power.

In Inca society, gold had both symbolic and practical value, and was used for various purposes, including as a medium of exchange, for decorative and ceremonial objects, and for religious and political purposes.

Gold Bullion Stacked On Each Other

 

How did gold become a commodity?

 

Gold became a commodity through its unique physical properties, historical significance, and practical uses.

Humans have valued gold for thousands of years due to its rarity, durability, and lustrous appearance. It was used as a medium of exchange and value in many ancient societies, and it has remained an important form of currency and symbol of wealth throughout history.

The concept of a standardized commodity market developed in Europe during the Middle Ages, when merchants began to use coins of a consistent weight and purity to facilitate trade. As gold coins became more widely used, their value became increasingly standardized and transparent, and they could be easily exchanged for goods and services.

In the 19th and early 20th centuries, the discovery of large gold deposits in places like California, South Africa, and Australia led to an increase in global gold production and the development of international gold markets.

The creation of the gold standard, in which paper money could be exchanged for a fixed amount of gold, also contributed to the widespread use and standardization of gold.

Today, gold is widely traded on commodity markets, where it is bought and sold based on its current market value. It is used in various industries, including jewelry, electronics, and dentistry, as well as for investment and speculation purposes.

Trusted Gold Buyer

 

When was Gold First Mined?

The exact date when gold was first mined is unknown, as ancient civilizations likely mined it long before written records were kept. However, archaeologists have found evidence of gold mining dating back to at least 4000 BCE in what is now Eastern Europe.

Gold was also mined and used by ancient civilizations in Asia, Africa, and the Americas. The ancient Egyptians, for example, began mining gold in the eastern desert around 2000 BCE, and the Nubians (in modern-day Sudan) were also known to have mined gold as early as 2600 BCE.

In the Americas, the Incas and other indigenous peoples of South America extensively mined gold, and gold was used for various purposes, including as a medium of exchange, for decorative objects, and for religious and ceremonial purposes.

The discovery of gold in California in 1848 triggered the California Gold Rush, which had a significant impact on the history of the United States and led to a surge in gold mining around the world. Today, gold mining is a major industry, with mines located in many countries around the world.

Real Gold

 

How is Gold Mined?

There are several types of gold mining, each with its own techniques and methods. Some of the most common types of gold mining include:

  1. Placer mining: This is the simplest form of gold mining, and involves using water and gravity to separate gold from sediment or gravel. Miners use a pan, sluice box, or other equipment to scoop up sediment from a river or stream, and then use water to separate the gold from the sediment.

  2. Hard rock mining: This type of mining involves excavating rock and ore to extract gold deposits. Miners use explosives and heavy machinery to extract ore from the ground, and then crush and process the ore to extract the gold.

  3. Open-pit mining: This involves creating a large, open pit in the ground to extract gold from the surrounding rock. Large machines are used to dig out the ore and remove waste rock, and the ore is then processed to extract the gold.

  4. Underground mining: In this type of mining, miners go underground to extract gold from veins or deposits. This can involve tunneling through rock or using other methods to access the gold, which is then extracted and processed.

  5. Alluvial mining: This is similar to placer mining, but involves excavating alluvial deposits located on land, rather than in a river or stream.

Each type of gold mining has its own advantages and disadvantages, and the choice of method depends on various factors, including the location of the gold deposits, the size and shape of the deposits, and local regulations and environmental considerations.

We buy gold jewelry

 

How is Gold Priced?

The price of gold is determined by supply and demand in the global market, and it is quoted in US dollars per ounce. The main factors that affect the price of gold include:

  1. Supply and demand: The amount of gold produced and the demand for gold are the primary factors that influence the price of gold. The price of gold depends on supply and demand. When supply exceeds demand, the price of gold may fall, and when demand exceeds supply, the price of gold may rise.

  2. Economic and geopolitical factors: Economic and geopolitical events can affect the demand for gold and its perceived value as a safe-haven asset. For example, during times of economic uncertainty or geopolitical instability, investors may flock to gold as a store of value, which can drive up its price.

  3. Currency fluctuations: The price of gold is quoted in US dollars, so fluctuations in the value of other currencies can affect its price in other countries. If the US dollar falls, the price of gold may rise in other currencies.

  4. Interest rates: Interest rates can also affect the price of gold, as higher interest rates can make other investments more attractive to investors, reducing demand for gold.

The price of gold is set by the market, and many factors influence the current price of gold that can change over time. As such, the price of gold can be highly volatile. Gold fluctuates based on changing market conditions and investor sentiment.

Gold Spot Price

 

When was the gold price the highest in the US?

The highest price for gold in modern times was reached in August 2020, when the price of gold reached a record high of over $2,000 per ounce in the international markets. The price of gold had been rising steadily since 2018, as economic uncertainty and geopolitical tensions fueled demand for the precious metal as a safe-haven asset.

What is Gold Bullion and are Gold Coins Bullion?

No, not all coins are considered bullion. Bullion refers to precious metals such as gold, silver, and platinum, which are in bars, ingots, or coins valued primarily for their metal content, and not for any numismatic or collectible value.

Some coins, such as the American Gold Eagle, Canadian Gold Maple Leaf, and Australian Gold Kangaroo, are considered bullion because they are minted primarily for investment purposes, and their value is based on their metal content. Other coins, such as rare or historical coins, may have numismatic value that far exceeds their metal content, and are not considered bullion.

So, it depends on the specific coin and the purpose for which it was minted.

 

Logo

 

R&J Jewelry and Loan

As a trusted pawnshop, R&J Jewelry and Loan is a pawn shop that sells gold, purchases gold items like gold jewelry, and uses gold jewelry as collateral for quick cash. Not all pawn shops pay well for gold, but R&J does.

The local pawn shop, located in San Jose, CA, is a trusted gold buyer. Most gold jewelry, if pure, has value. Gold bullion, gold coins, and other pure gold items can be sold or pawned for quick cash.

If you have diamond jewelry that contains gold, R&J Jewelry and Loan will test the items and make you a fair offer to purchase the items or write up a pawn loan. The choice is up to you.

As an established pawn shop since 1978, R&J Jewelry and Loan is a family owned shop, and they have built their reputation on personalized services and their extensive jewelry selection in various price ranges.

They strive to set themselves apart from other pawn shops by offering real money for your personal items. Fair and reasonable offers are how they do business. At R & J Jewelry & Loan, they will buy your items or give you a cash loan to get you through the rough times.