R&J – Page 24 – R & J Jewelry & Loan

It’s Shopping Time – Where Are Quality Luxury Pre Owned Watches?

17 Oct 2022
R&J
Audemars Piguet, Fine Watches, Hublot, IWC, Loans, Luxury Watches, Patek Philippe, Pawn, Richard Mille, Rolex, Vacheron Constantin
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Have you been searching for a dream watch? A Rolex, an IWC, a Patek Philippe, an Audemars Piguet, an Omega watch, a Cartier watch, one of the Panerai watches, a Breitling, a limited edition luxury watch, a chronograph watch, or one of the other top brands?

Owning one of the luxury timepieces creates a feeling of awe, knowing you own a watch crafted with superior standards and premium materials, made by one of the Swiss trained watchmakers, or by a company considered a luxury watch brand.

Giving a special someone the gift of a luxury watch is as invigorating. The holidays are fast approaching, and it is time to start looking for those luxury gifts at an affordable price.

Shopping for pre owned luxury watches has its pros and cons.

Pre-owned watches are a great way to add to someone’s or your own watch collection, or to give as a gift. Before the purchase, you want to consider the pros and cons of buying pre-owned.

Pros of a purchasing Pre-Owned Watch

First, pre-owned luxury watches are considerably cheaper than new luxury watches. Some pre-owned watches will cost half the cost of a new model.

Second, sometimes finding a new luxury watch or a new limited edition watch is difficult. Buying pre-owned will open up various available luxury watches. There is a large secondary market for buying and selling watches. There is a large market for used vs. new watches.

Third, pre-owned watch models are popular and stylish. A pre-owned Rolex taken care of and in good condition fits the bill of a dream watch. Watches are difficult to keep in new condition. Just wearing a watch a few times will result in a scratch, which means the value is now dropped. Finding a pre owned watch is easier than finding a new one, and shopping online or at a pawn shop is a great way to discover what is available.

Fourth, luxury watches are durable, and a pre-owned watch has the potential to have many years of keeping time.

Fifth, some pre-owned timepieces are iconic and have intricate complications not found in new watches. Luxury watches don’t diminish in style or the craftsmanship they stand for. Owning and wearing pre owned iconic timepieces will create a feeling of confidence.

Cons of purchasing a Pre-Owned Watch

First, some pre-owned luxury watches show scratches or obvious signs of wear. Most pre-owned luxury watches have scratches or small dents. The wear lowers their value and makes them affordable, but may be unappealing to the purchaser. Buying brand new with no blemishes comes at a price.

Second, pre-owned luxury watches may need servicing. A new watch needs very little servicing, because it hasn’t been used. The internal moving parts on a pre owned Rolex or other watch have been used often, and this means the watch may need to be serviced.

Third, pre-owned watches, depending on how they were cared for and how old they are, may be less reliable than a new luxury watch. Since pre owned watches have been worn, they may be less reliable and have accuracy problems. They have the potential to “break down” sooner than a new watch.

Fourth, most of the time, a pre-owned watch no longer has a manufacturer’s warranty. Most luxury watches when purchased new have a warranty. Warranties are important for watches as a protection against defects. Buying pre owned doesn’t guarantee a warranty.

Authentication

When you buy a pre owned watch from an online store, individual, off the Marketplace, from eBay, or from a pawn shop, ensure the seller knows the authenticity of the watch. Nothing would be more disappointing than spending the money on a watch, even if it is on sale or at an affordable retail price, to later discover it is fake. This would be particularly true if you were giving the watch as a gift.

Prices set too low may indicate the watch is not a genuine luxury watch brand. It is the buyers responsibility to understand what they are buying. When you buy from an individual, it may be difficult to tell if the watch is authentic, unless you know enough about the watch brand to ask the right questions or look for the tell tale signs of a luxury watch.

Some collectors find buying online safe and appreciate the efforts made to authenticate watches before the watch goes into inventory.

Pawn shops have a team of experts who will take the time to ensure that each Patek Philippe, Rolex, Cartier, Omega watch or other name brand watches they bring into their stores are authentic. It would be poor business to sell fake watches, and customers wouldn’t return. If they did a pawn loan using the watch as collateral, it wouldn’t be financially smart to loan a large amount of money on a fake watch. So they make sure what they bring in and sell is authentic.

R&J Jewelry and Loan

Since 1978, R&J Jewelry and Loan has provided personalized services to the residents of San Jose, CA. They have a large jewelry selection and affordable prices. If you need to sell or pawn a luxury item, like a luxury watch, designer purse, gold or fine jewelry, diamonds, or other items, they make fair and reasonable offers.

R&J Jewelry and Loan are watch enthusiasts. They know watches. They believe a watch is more than just an instrument for telling time. It says something about its owner without saying a word. Some people consider their watch a piece of art, a way to express themselves and represent their place in society. Others simply need a way to know what time it is, and prefer a rugged utility piece.

They understand that giving a luxury watch as a gift for the holidays is an incredibly genuine gesture. Whoever you are and whatever your needs, they are available to help. If you are looking to pawn or sell your watch, they can help.

Shopping Layaway Near Me

03 Oct 2022
R&J
Audemars Piguet, Birkin, Celine, Chanel, Designer Handbags, Diamonds, Fine Watches, Gold, Gucci, IWC, Jewelry, Layaway, Louis Vuitton, Pawn, Rolex
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The 2022 holiday shopping season will start early this year. Starting about mid October through December 24th, the holiday season will be different this year than in years prior.

With the economy and rising inflation, problems with supply chains, employee and staffing headaches, things may be turbulent.

There is no doubt the dollar doesn’t buy as much as it did in the past. There are a few things we can expect for this year’s gift giving season.

First, e-commerce shopping:

Will continue to grow and make online shopping available worldwide. It’s estimated that about 20% of all retail sales will come for online, digital channels. Big box stores and malls have closed. This has been partly due to the pandemic, and also due to the ways customers shop.

Customers like delivery, curb side pickup, shopping from their sofas and having things sent to their door steps.

Some large department stores and mom and pop stores have revived their retail presence by opening online stores and website presence.

Second, there may be more deals campaigns this season to help with shopping costs.

Some retailers may decrease their margins to encourage customers to buy from them.

Third, inventory shortages may be a real challenge due to supply chain and staffing issues.

There may be opportunities to opt-in to be notified when a certain product becomes available, so you aren’t making needless trips to try and find the special gift you are looking for.

Fourth, businesses and companies will make more efforts to keep consumers involved and loyal to their products, so they do their shopping with them.

Text blasts, campaigns, emails, and other forms of marketing will create a transparent process between you, the consumer, and the business you are buying from. Keeping informed is important for most people, and in today’s shopping world, this hasn’t gone unnoticed. Chatbots, automated text messages, and automated callbacks have made instant information possible.

Fifth, purchasing gifts is easier with cashless payments, mobile wallets, and cryptocurrency.

Mobile phone apps make shopping quick and easy. Some programs also offer pay overtime options.

Sixth, think about pawn shop layaway programs.

Many communities have pawn shops, and pawn shops near you may have a layaway program. With only ten percent as the down payment and monthly payments, and the balance paid within ten months.

Layaway programs help you shop for and purchase pawn items while they are available. Check your local pawn shop to see what layaway programs they have to offer.

If you are shopping for gold jewelry or other fine jewelry, silver, name brand electronics or tools, luxury handbags, and designer watches, pawn shops have them all. These preowned beauties are available at affordable prices.

Pawn shops authenticate and appraise items before they go out on the retail floor or into the shop’s online inventory. The process in the pawn shop is honest and forthright. Pawn shops wouldn’t stay in business long if they cheated people or bought and sold fake items.

Setting up a layaway program and determining when the final payment is due will help you have special gifts set aside and paid for through small payments throughout the fall months.

Determining what your purchases add up to and how much the small fee is to have a layaway program account all enters into what your layaway plans look like. In some situations, having a layaway plan means interest free purchasing in most stores, which helps save money, and the shops don’t require a credit check.

Make sure you can pay payments on time, and in a situation where you have to forego your items, you understand if there is a cancellation fee or restocking fee.

R&J Jewelry and Loan

Since 1978, R&J Jewelry and Loan has been a family owned and operated pawn shop offering a full range of pawn services. They have built their reputation on personalized services and their extensive jewelry selection in various price ranges.

They strive to set themselves apart from other pawn shops, offer a layaway program, and offer real money for your personal items.

They give fair and reasonable offers, and will buy or give you a cash loan to get you through the rough times.

R&J Jewelry and Loan has an extensive line of fine jewelry, designer watches, gold, diamond, gold jewelry, and luxury handbags all ready for the holidays. Shop early and save money on the cost of the 2022 holiday season.

Can You Find Diamonds At Pawn Shops?

19 Sep 2022
R&J
Diamonds, Jewelry, Loans, Pawn
Comments Off on Can You Find Diamonds At Pawn Shops?

Have You Considered Shopping At A Pawn Shop?

Pawn shops often have many new and gently worn fine jewelry items for sale. This includes diamond jewelry and loose diamonds. Pawn shops have engagement rings, wedding rings, diamond rings, and high end jewelry at a lower price than shopping at a jewelry store.

Pawn shops might accept jewelry as collateral for a short-term loan, or purchase the item outright, and then decide to sell it as part of their inventory. A pawn shop who offers a short-term loan for Blue Nile Diamond may then need to sell the diamond for the best deal, because the borrower decided not to pay off the loan. If the loan defaults, the collateral item is retained and placed on the sales floor to recuperate costs associated with the original loan.

Authentication and Testing Ensures the Perfect Diamond Ring

Pawnshops have authentication and valuation tools necessary to ensure that the value of the jewelry item, like a diamond they bring in, is genuine. Pawnshops would have difficulty staying in business if they bought and loaned against items that weren’t appraised correctly. An accurate appraisal before an exchange is made is good business.

As with most gems, a larger diamond will cost more and have a greater value. If you are looking for an engagement ring with a large diamond, a local pawn shop may have exactly what you are looking for. Or have a large loose diamond you can have designed into a wedding ring for a good deal.

Diamonds, diamond engagement rings, wedding rings with diamonds, and other diamond jewelry

Diamonds are appraised according to the 4c, cut, clarity, carat, and color

Diamond Color Actually Means Lack of Color

A diamond with no color, like a drop of water, is valued higher than a diamond with some color. All diamonds are evaluated, from D (diamonds with no color) to Z (diamond with color). A diamond expert, under controlled lighting, compares the diamond to “master-stones” to determine the absence of color, and gives the diamond a rating.

2. Diamond Clarity

Diamond Clarity refers to the absence of “inclusions” (substances, spots, etc. included in the structure of the diamond) and “blemishes” (external characteristics).

Diamonds are created under pressure and heat, and therefore have both inside and external characteristics that need to be evaluated by size, nature, position, and relief. How do they affect the appearance of the diamond?

The purer a diamond is, the better the Clarity.

Clarity is appraised after looking at the diamond under powerful magnification, and then determining what inside characteristics it has (inclusions) and the following ratings are given:

• Slightly Included (SI1 and SI2) Inclusions are noticeable under 10x magnification

• Included (I1, I2, and I3) Inclusions are obvious under 10x magnification, which may affect transparency and brilliance.

Then a Diamond Clarity Scale is used to give the diamond an overall clarity rating.

3. Understanding Diamond Cuts

Knowing how your diamond is cut is essential in knowing your diamond and its value and ability to transmit light and sparkle.

There are diamonds cut round, heart-shaped, oval, marquise, and pear. A skilled gem cutter will know exactly how to cut a diamond, so it interacts with the light to enhance its beauty and value. The way a diamond is cut will affect its brightness, fire, and scintillation.

Brightness: Internal and external white light reflected from a diamond.
Fire: The scattering of white light into all the colors of the rainbow.
Scintillation: The amount of sparkle a diamond produces, and the pattern of light and dark areas caused by reflections within the diamond.

4. Carat weight

By using 200 milligrams as a “carat”, the weight of your diamond can be given within a hundredth decimal place.

Larger diamonds are rarer, and thus more valuable and desirable. Remember that the value of a diamond is not only its weight, but also its color, clarity, and cut.

A Diamond symbolizes something.

An engagement, the birth of a child, the generational love shared in a family, or maybe the pride felt at college graduation. A diamond represents an event, something special in the heart of the giver and receiver. With each sparkle, cut, and detail, a diamond tells a story, and the woman wearing the diamond is in as much love with the story behind the diamond as the diamond itself.

A Diamond is beautiful, sparkly, and has more detail than the naked eye can see.

There is no other piece of the precious gem that presents itself entirely as a diamond. Even if it is a perfect stone, no other gemstone carries itself like a diamond. Something is mesmerizing about the sparkle of a diamond that says it withstood the pressure of time, is hardy, and will remain forever.

A Diamond represents a woman’s personality.

Women need big diamonds.

The diamond shape, diamond color, diamond cut, and diamond setting make a statement about the wearer, and what that person stands for. A diamond can be made into any jewelry. They can be used in earrings, engagement rings, everyday diamond rings, diamond tennis bracelets, and diamond pendants, each making a statement about the wearer. A diamond can vary in size, shape, color, cut, and clarity, giving options in style and setting and in what they want.

A Diamond is the best, and the giver gave the best.

Diamonds are forever, and the story around the diamond lasts a lifetime. Grandmothers will pass down diamond jewelry like an engagement ring and tell stories about how the diamond came to be, and why the diamond’s size nicely presented in a round cut was given to her.

Like most couples, diamond engagement rings come with a story and a sense of awe behind the storyteller’s eyes. Grandmothers will tell stories about how the diamond ring was purchased and what jeweler it came from. She will tell tales of how she and Grandpa couldn’t decide which ring to get because a larger diamond was available, but she just wanted the one she got. A diamond is a gemstone with a story, the best story.

A Diamond is unique.

Each diamond was formed under pressure over time, and each diamond is unique. Diamonds are valued on the 4cs, clarity, cut, carat, and color. A diamond has a clarity factor, which can be affected by inclusions and minor flaws within the diamond. A diamond has a crystal clear color to yellow or other shades. The more absence of color, the higher the grade. A diamond has a cut, and how it is cut reflects the sparkle of the diamond and how the diamond makes a statement. A diamond has a size or carat weight. The bigger the diamond, the more money it costs. Each diamond is unique and not like another.

A Diamond gives a sense of confidence.

Maybe the diamond itself doesn’t build confidence, but the woman wearing it will say they feel pretty. Wearing a diamond is the ultimate fashion statement, and wearing a diamond boosts the ego and spirit of the wearer.

Shopping at a Pawn Shop

If you are shopping for a diamond ring from a pawn shop, you have made a great decision. Pawn shops have been in business for over 3000 years. They were once viewed as sleazy, dark places that engaged in illegal business.

Pawn shops have a business model that meets their state’s regulations. Before they can buy jewelry, buy, sell or pawning luxury items, or provide a financial alternative for customers, they must have a plan to meet their state’s laws.

When they open and engage in business, they must keep a legitimate record of all transactions. As part of the business model, they provide customers with a pawn ticket and require a state issued ID.

To reassure yourself about your local pawn shop, read online reviews about the shop. Talk with a knowledgeable friend about the shop if they have done business with the shop before.

R&J Jewelry and Loan, Your Pawn Shop in San Jose, CA

R&J Jewelry and Loan is a family owned and operated pawn shop since 1978. They have built their reputation on personalized services and their extensive jewelry selection in various price ranges.

Licensed in the State of California and part of CAPA (California Pawnbrokers Association), they are a highly reputable pawn shop.

As diamond buyers, they buy diamonds and pay higher prices for GIA (Gemological Institute of America) and EGL Certified Stones. Paying top dollar for 1ct. and larger. They have GIA trained gemologists to properly evaluate your diamond to ensure you are getting a fair offer.

Most jewelry stores mark up their prices. The prices at R&J Jewelry and Loan are based on market price and affordable. There is always a good deal at the shop.

If you need quick cash, it is a good idea to visit the store and see what offer they will make on your gold, diamond, and luxury items. They can help you get quick money.

R&J Jewlery and Loan strives to set themselves apart from other pawn shops by offering real money for your personal items. Fair and reasonable offers are how they do business. At R & J Jewelry & Loan, they will buy your items or give you a cash loan to get you through the rough times.